A) certificate of registration B) Certificate of no pending case C) Electric bill D) Water bill
A) 1 month B) 4 months C) 3 months D) 6 months
A) Copy of passport B) Certificate of Employment C) Business permit D) Signature of co-maker
A) Valid IDs B) Loan application form C) Signature of spouse D) Daniel's signature
A) Income Documents B) General Loan Application Documents C) Collateral Documents D) Generic Loan Documents
A) Transfer Certificate of Title B) Ta declaration and Ta clearance C) Official Receipt and Certificate of Registration D) Copy of ownership
A) General Loan Application Documents B) Collateral Documents C) Generic Loan Documents D) Income Documents
A) Purpose of the loan B) Loan amount C) Kind of business D) Kind of employment
A) To evaluate credit ratings B) To verify the identity of the borrower C) To assess the financial capability of the borrower D) To gain linkages with suppliers and customers
A) Borrower's signature only B) Borrower and spouse's signature C) Borrower and co-maker's signature D) Co-maker signature only
A) Credit Bureau B) Manager C) Credit analyst D) Loan officer
A) Copy of Income Tax Return B) Copy of Visa C) Business/ Mayor’s Permit D) Employment Certificate
A) Loanable amount B) Both a and b C) Credit history D) Credit balance
A) Audited Financial Statements B) Certificate of Employment C) Business/ Mayor’s Permit D) Bank Statement
A) Her ITR must be for the last 2 years B) She must not submit the ITR C) She must submit two copies if her ITR D) Her ITR must be for the last 6 years
A) A plan made in advance regarding the expenditure of money based on available income. B) Having money left over at the end of the month. C) Having ability to pay bills on time. D) Having enough money to buy something.
A) Estimating income and expenses B) Saving for future expenses C) Increasing income D) Helping spend wisely
A) To give an idea of how the actual statement will look like. B) All of the them C) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. D) To facilitate comparisons of historic data and projections of future Performance.
A) the cash flow of the company is positive. B) the resources are unlimited. C) the company is solvent. D) the company is liquid and has paid all its investors’ dividends.
A) Smart, measurable, assignable, realistic, time-related B) Specific, macro, assignable, realistic, time-related C) None of the above D) Specific, measurable, assignable, realistic, time-related
A) False B) True C) Maybe
A) Maybe B) True C) False
A) earnings per share and cash dividends. B) increase in share price and earnings per share. C) profit and earnings per share. D) increase in share price and cash dividends.
A) earnings per share. B) profits. C) Shared value D) cash flow
A) short-term funds. B) funds that mature in more than one year. C) flows of funds. D) stocks and bonds.
A) A budget is a financial plan. B) Budgets provide direction and coordination. C) A budget looks back and review performance. D) Budgets motivate staff.
A) None of the above B) Sales Budget C) Cash Budget D) Production Budget
A) A plan of items to be sold. B) A plan of how much an item will cost. C) A plan of tracking an inventory and how much they sell D) A plan for how much money should be made in a given period
A) Small businesses do not record variances. B) Budgeting is for large firms only C) All of the above. D) Budgeting can be time consuming.
A) It promotes study, research, and focus on the future. B) It prevents company to incur net losses. C) It is a means of coordinating business activities? D) It is a source of motivation.
A) life insurance company B) savings bank C) credit union D) commercial bank
A) users; providers B) purchasers; sellers C) suppliers; users D) users; suppliers
A) the Board of Directors. B) the federal government C) the firm's stockholders D) the firm's employees
A) credit union B) life insurance company C) pension fund D) savings bank
A) savings bank B) credit union C) savings and loans D) mutual fund
A) a stock exchange. B) a private placement. C) a public offering. D) a direct placement.
A) Paying savers’ interest on deposited funds B) Lending money to customers C) Buying the businesses of customers D) Investing customers’ savings in stocks and bonds
A) risk of the investment B) earnings per share. C) timing of the returns D) cash flows available to stockholders
A) cash flow and stock price. B) risk and cash flow. C) EPS and stock price D) risk and EPS.
A) Deposit B) Interest C) Dividend D) Premium
A) Stockholder B) Creditor C) Broker D) Bondholder
A) Interest B) Capital Gains C) Premium D) Dividends
A) Mutual funds B) Time deposit C) Current D) Savings
A) 6,000 B) 3,000 C) 4,000 D) 7,000
A) 6,500 B) 4,00 C) 7,500 D) 7,00
A) 14,000 B) 13,000 C) 4,000 D) 7,500
A) 71,500 B) 423.07 C) 5,513 D) none of them
A) 90,000 B) 6,015 C) 9,500 D) 400
A) 437.5 B) 7,016 C) 112,000 D) 7,500
A) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units B) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units C) None of the above D) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units |