A) Electric bill B) Water bill C) Certificate of no pending case D) certificate of registration
A) 4 months B) 6 months C) 3 months D) 1 month
A) Signature of co-maker B) Copy of passport C) Business permit D) Certificate of Employment
A) Loan application form B) Daniel's signature C) Valid IDs D) Signature of spouse
A) Collateral Documents B) Income Documents C) General Loan Application Documents D) Generic Loan Documents
A) Ta declaration and Ta clearance B) Transfer Certificate of Title C) Official Receipt and Certificate of Registration D) Copy of ownership
A) Income Documents B) Collateral Documents C) General Loan Application Documents D) Generic Loan Documents
A) Purpose of the loan B) Loan amount C) Kind of business D) Kind of employment
A) To evaluate credit ratings B) To gain linkages with suppliers and customers C) To assess the financial capability of the borrower D) To verify the identity of the borrower
A) Co-maker signature only B) Borrower and spouse's signature C) Borrower's signature only D) Borrower and co-maker's signature
A) Manager B) Credit Bureau C) Credit analyst D) Loan officer
A) Copy of Visa B) Copy of Income Tax Return C) Employment Certificate D) Business/ Mayor’s Permit
A) Both a and b B) Loanable amount C) Credit history D) Credit balance
A) Bank Statement B) Business/ Mayor’s Permit C) Audited Financial Statements D) Certificate of Employment
A) Her ITR must be for the last 2 years B) Her ITR must be for the last 6 years C) She must submit two copies if her ITR D) She must not submit the ITR
A) A plan made in advance regarding the expenditure of money based on available income. B) Having enough money to buy something. C) Having money left over at the end of the month. D) Having ability to pay bills on time.
A) Increasing income B) Saving for future expenses C) Helping spend wisely D) Estimating income and expenses
A) All of the them B) To facilitate comparisons of historic data and projections of future Performance. C) To give an idea of how the actual statement will look like. D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the cash flow of the company is positive. B) the company is liquid and has paid all its investors’ dividends. C) the company is solvent. D) the resources are unlimited.
A) Specific, measurable, assignable, realistic, time-related B) None of the above C) Smart, measurable, assignable, realistic, time-related D) Specific, macro, assignable, realistic, time-related
A) True B) False C) Maybe
A) False B) Maybe C) True
A) increase in share price and earnings per share. B) earnings per share and cash dividends. C) profit and earnings per share. D) increase in share price and cash dividends.
A) earnings per share. B) profits. C) cash flow D) Shared value
A) short-term funds. B) funds that mature in more than one year. C) flows of funds. D) stocks and bonds.
A) Budgets motivate staff. B) Budgets provide direction and coordination. C) A budget looks back and review performance. D) A budget is a financial plan.
A) None of the above B) Production Budget C) Sales Budget D) Cash Budget
A) A plan of items to be sold. B) A plan for how much money should be made in a given period C) A plan of tracking an inventory and how much they sell D) A plan of how much an item will cost.
A) Budgeting can be time consuming. B) Budgeting is for large firms only C) Small businesses do not record variances. D) All of the above.
A) It is a source of motivation. B) It is a means of coordinating business activities? C) It prevents company to incur net losses. D) It promotes study, research, and focus on the future.
A) commercial bank B) life insurance company C) credit union D) savings bank
A) users; providers B) purchasers; sellers C) suppliers; users D) users; suppliers
A) the firm's stockholders B) the Board of Directors. C) the firm's employees D) the federal government
A) credit union B) life insurance company C) savings bank D) pension fund
A) credit union B) savings bank C) savings and loans D) mutual fund
A) a public offering. B) a direct placement. C) a stock exchange. D) a private placement.
A) Lending money to customers B) Paying savers’ interest on deposited funds C) Buying the businesses of customers D) Investing customers’ savings in stocks and bonds
A) earnings per share. B) cash flows available to stockholders C) risk of the investment D) timing of the returns
A) risk and cash flow. B) EPS and stock price C) risk and EPS. D) cash flow and stock price.
A) Premium B) Dividend C) Deposit D) Interest
A) Broker B) Stockholder C) Bondholder D) Creditor
A) Interest B) Capital Gains C) Premium D) Dividends
A) Savings B) Mutual funds C) Time deposit D) Current
A) 6,000 B) 3,000 C) 4,000 D) 7,000
A) 7,500 B) 6,500 C) 7,00 D) 4,00
A) 7,500 B) 14,000 C) 13,000 D) 4,000
A) none of them B) 423.07 C) 5,513 D) 71,500
A) 400 B) 90,000 C) 9,500 D) 6,015
A) 7,016 B) 437.5 C) 112,000 D) 7,500
A) None of the above B) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units C) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |