A) Water bill B) Certificate of no pending case C) Electric bill D) certificate of registration
A) 1 month B) 4 months C) 6 months D) 3 months
A) Signature of co-maker B) Certificate of Employment C) Copy of passport D) Business permit
A) Valid IDs B) Daniel's signature C) Loan application form D) Signature of spouse
A) Income Documents B) Collateral Documents C) Generic Loan Documents D) General Loan Application Documents
A) Transfer Certificate of Title B) Ta declaration and Ta clearance C) Copy of ownership D) Official Receipt and Certificate of Registration
A) Income Documents B) General Loan Application Documents C) Collateral Documents D) Generic Loan Documents
A) Kind of employment B) Purpose of the loan C) Kind of business D) Loan amount
A) To assess the financial capability of the borrower B) To evaluate credit ratings C) To verify the identity of the borrower D) To gain linkages with suppliers and customers
A) Borrower's signature only B) Co-maker signature only C) Borrower and spouse's signature D) Borrower and co-maker's signature
A) Credit analyst B) Credit Bureau C) Loan officer D) Manager
A) Employment Certificate B) Copy of Visa C) Copy of Income Tax Return D) Business/ Mayor’s Permit
A) Both a and b B) Loanable amount C) Credit history D) Credit balance
A) Certificate of Employment B) Business/ Mayor’s Permit C) Audited Financial Statements D) Bank Statement
A) Her ITR must be for the last 6 years B) She must submit two copies if her ITR C) She must not submit the ITR D) Her ITR must be for the last 2 years
A) Having enough money to buy something. B) Having money left over at the end of the month. C) A plan made in advance regarding the expenditure of money based on available income. D) Having ability to pay bills on time.
A) Helping spend wisely B) Increasing income C) Estimating income and expenses D) Saving for future expenses
A) To facilitate comparisons of historic data and projections of future Performance. B) All of the them C) To give an idea of how the actual statement will look like. D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the company is solvent. B) the company is liquid and has paid all its investors’ dividends. C) the resources are unlimited. D) the cash flow of the company is positive.
A) Smart, measurable, assignable, realistic, time-related B) None of the above C) Specific, measurable, assignable, realistic, time-related D) Specific, macro, assignable, realistic, time-related
A) Maybe B) False C) True
A) False B) True C) Maybe
A) increase in share price and earnings per share. B) profit and earnings per share. C) earnings per share and cash dividends. D) increase in share price and cash dividends.
A) cash flow B) profits. C) Shared value D) earnings per share.
A) stocks and bonds. B) short-term funds. C) funds that mature in more than one year. D) flows of funds.
A) A budget is a financial plan. B) Budgets provide direction and coordination. C) A budget looks back and review performance. D) Budgets motivate staff.
A) Production Budget B) Sales Budget C) None of the above D) Cash Budget
A) A plan of items to be sold. B) A plan of tracking an inventory and how much they sell C) A plan for how much money should be made in a given period D) A plan of how much an item will cost.
A) Budgeting can be time consuming. B) Small businesses do not record variances. C) Budgeting is for large firms only D) All of the above.
A) It is a source of motivation. B) It is a means of coordinating business activities? C) It promotes study, research, and focus on the future. D) It prevents company to incur net losses.
A) life insurance company B) credit union C) commercial bank D) savings bank
A) users; suppliers B) suppliers; users C) purchasers; sellers D) users; providers
A) the Board of Directors. B) the federal government C) the firm's stockholders D) the firm's employees
A) life insurance company B) credit union C) savings bank D) pension fund
A) savings bank B) credit union C) mutual fund D) savings and loans
A) a private placement. B) a direct placement. C) a public offering. D) a stock exchange.
A) Buying the businesses of customers B) Lending money to customers C) Paying savers’ interest on deposited funds D) Investing customers’ savings in stocks and bonds
A) earnings per share. B) cash flows available to stockholders C) timing of the returns D) risk of the investment
A) cash flow and stock price. B) risk and cash flow. C) risk and EPS. D) EPS and stock price
A) Premium B) Interest C) Dividend D) Deposit
A) Creditor B) Broker C) Bondholder D) Stockholder
A) Dividends B) Premium C) Interest D) Capital Gains
A) Current B) Mutual funds C) Time deposit D) Savings
A) 7,000 B) 3,000 C) 6,000 D) 4,000
A) 4,00 B) 7,500 C) 6,500 D) 7,00
A) 14,000 B) 7,500 C) 4,000 D) 13,000
A) 71,500 B) none of them C) 5,513 D) 423.07
A) 9,500 B) 400 C) 90,000 D) 6,015
A) 7,500 B) 7,016 C) 437.5 D) 112,000
A) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units B) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units C) None of the above D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |