A) Water bill B) certificate of registration C) Electric bill D) Certificate of no pending case
A) 6 months B) 1 month C) 4 months D) 3 months
A) Signature of co-maker B) Copy of passport C) Certificate of Employment D) Business permit
A) Signature of spouse B) Loan application form C) Valid IDs D) Daniel's signature
A) General Loan Application Documents B) Collateral Documents C) Income Documents D) Generic Loan Documents
A) Official Receipt and Certificate of Registration B) Ta declaration and Ta clearance C) Copy of ownership D) Transfer Certificate of Title
A) Generic Loan Documents B) General Loan Application Documents C) Income Documents D) Collateral Documents
A) Kind of employment B) Purpose of the loan C) Kind of business D) Loan amount
A) To verify the identity of the borrower B) To gain linkages with suppliers and customers C) To evaluate credit ratings D) To assess the financial capability of the borrower
A) Borrower and co-maker's signature B) Co-maker signature only C) Borrower and spouse's signature D) Borrower's signature only
A) Credit Bureau B) Loan officer C) Credit analyst D) Manager
A) Business/ Mayor’s Permit B) Copy of Visa C) Copy of Income Tax Return D) Employment Certificate
A) Credit balance B) Loanable amount C) Credit history D) Both a and b
A) Certificate of Employment B) Bank Statement C) Audited Financial Statements D) Business/ Mayor’s Permit
A) She must submit two copies if her ITR B) She must not submit the ITR C) Her ITR must be for the last 6 years D) Her ITR must be for the last 2 years
A) Having money left over at the end of the month. B) A plan made in advance regarding the expenditure of money based on available income. C) Having enough money to buy something. D) Having ability to pay bills on time.
A) Helping spend wisely B) Saving for future expenses C) Estimating income and expenses D) Increasing income
A) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. B) To facilitate comparisons of historic data and projections of future Performance. C) To give an idea of how the actual statement will look like. D) All of the them
A) the company is liquid and has paid all its investors’ dividends. B) the company is solvent. C) the cash flow of the company is positive. D) the resources are unlimited.
A) Specific, measurable, assignable, realistic, time-related B) Specific, macro, assignable, realistic, time-related C) None of the above D) Smart, measurable, assignable, realistic, time-related
A) False B) True C) Maybe
A) Maybe B) False C) True
A) increase in share price and cash dividends. B) earnings per share and cash dividends. C) profit and earnings per share. D) increase in share price and earnings per share.
A) Shared value B) earnings per share. C) profits. D) cash flow
A) funds that mature in more than one year. B) flows of funds. C) stocks and bonds. D) short-term funds.
A) Budgets provide direction and coordination. B) A budget looks back and review performance. C) A budget is a financial plan. D) Budgets motivate staff.
A) None of the above B) Cash Budget C) Production Budget D) Sales Budget
A) A plan of items to be sold. B) A plan for how much money should be made in a given period C) A plan of how much an item will cost. D) A plan of tracking an inventory and how much they sell
A) Small businesses do not record variances. B) Budgeting is for large firms only C) Budgeting can be time consuming. D) All of the above.
A) It promotes study, research, and focus on the future. B) It is a source of motivation. C) It prevents company to incur net losses. D) It is a means of coordinating business activities?
A) life insurance company B) savings bank C) credit union D) commercial bank
A) users; suppliers B) users; providers C) suppliers; users D) purchasers; sellers
A) the Board of Directors. B) the firm's stockholders C) the firm's employees D) the federal government
A) pension fund B) credit union C) savings bank D) life insurance company
A) mutual fund B) savings and loans C) credit union D) savings bank
A) a direct placement. B) a private placement. C) a stock exchange. D) a public offering.
A) Investing customers’ savings in stocks and bonds B) Lending money to customers C) Buying the businesses of customers D) Paying savers’ interest on deposited funds
A) timing of the returns B) risk of the investment C) earnings per share. D) cash flows available to stockholders
A) cash flow and stock price. B) risk and EPS. C) risk and cash flow. D) EPS and stock price
A) Dividend B) Deposit C) Premium D) Interest
A) Bondholder B) Creditor C) Broker D) Stockholder
A) Interest B) Premium C) Capital Gains D) Dividends
A) Savings B) Mutual funds C) Current D) Time deposit
A) 6,000 B) 3,000 C) 7,000 D) 4,000
A) 7,00 B) 6,500 C) 7,500 D) 4,00
A) 7,500 B) 13,000 C) 14,000 D) 4,000
A) none of them B) 423.07 C) 71,500 D) 5,513
A) 6,015 B) 90,000 C) 400 D) 9,500
A) 112,000 B) 437.5 C) 7,500 D) 7,016
A) None of the above B) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units C) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |