A) Electric bill B) Water bill C) Certificate of no pending case D) certificate of registration
A) 4 months B) 1 month C) 6 months D) 3 months
A) Copy of passport B) Certificate of Employment C) Signature of co-maker D) Business permit
A) Valid IDs B) Signature of spouse C) Loan application form D) Daniel's signature
A) Income Documents B) Generic Loan Documents C) Collateral Documents D) General Loan Application Documents
A) Official Receipt and Certificate of Registration B) Copy of ownership C) Ta declaration and Ta clearance D) Transfer Certificate of Title
A) Income Documents B) Generic Loan Documents C) Collateral Documents D) General Loan Application Documents
A) Kind of business B) Loan amount C) Purpose of the loan D) Kind of employment
A) To assess the financial capability of the borrower B) To evaluate credit ratings C) To gain linkages with suppliers and customers D) To verify the identity of the borrower
A) Borrower and co-maker's signature B) Borrower's signature only C) Borrower and spouse's signature D) Co-maker signature only
A) Manager B) Credit Bureau C) Loan officer D) Credit analyst
A) Copy of Income Tax Return B) Business/ Mayor’s Permit C) Employment Certificate D) Copy of Visa
A) Credit balance B) Credit history C) Loanable amount D) Both a and b
A) Certificate of Employment B) Audited Financial Statements C) Bank Statement D) Business/ Mayor’s Permit
A) She must submit two copies if her ITR B) Her ITR must be for the last 6 years C) Her ITR must be for the last 2 years D) She must not submit the ITR
A) Having enough money to buy something. B) Having money left over at the end of the month. C) Having ability to pay bills on time. D) A plan made in advance regarding the expenditure of money based on available income.
A) Helping spend wisely B) Increasing income C) Saving for future expenses D) Estimating income and expenses
A) To give an idea of how the actual statement will look like. B) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. C) All of the them D) To facilitate comparisons of historic data and projections of future Performance.
A) the resources are unlimited. B) the cash flow of the company is positive. C) the company is solvent. D) the company is liquid and has paid all its investors’ dividends.
A) Specific, measurable, assignable, realistic, time-related B) None of the above C) Smart, measurable, assignable, realistic, time-related D) Specific, macro, assignable, realistic, time-related
A) False B) True C) Maybe
A) False B) True C) Maybe
A) increase in share price and earnings per share. B) increase in share price and cash dividends. C) earnings per share and cash dividends. D) profit and earnings per share.
A) cash flow B) earnings per share. C) profits. D) Shared value
A) funds that mature in more than one year. B) short-term funds. C) flows of funds. D) stocks and bonds.
A) A budget is a financial plan. B) A budget looks back and review performance. C) Budgets provide direction and coordination. D) Budgets motivate staff.
A) Production Budget B) None of the above C) Sales Budget D) Cash Budget
A) A plan of how much an item will cost. B) A plan of tracking an inventory and how much they sell C) A plan for how much money should be made in a given period D) A plan of items to be sold.
A) Budgeting is for large firms only B) All of the above. C) Budgeting can be time consuming. D) Small businesses do not record variances.
A) It promotes study, research, and focus on the future. B) It is a source of motivation. C) It is a means of coordinating business activities? D) It prevents company to incur net losses.
A) credit union B) life insurance company C) commercial bank D) savings bank
A) suppliers; users B) users; suppliers C) purchasers; sellers D) users; providers
A) the firm's employees B) the federal government C) the firm's stockholders D) the Board of Directors.
A) pension fund B) savings bank C) life insurance company D) credit union
A) savings and loans B) savings bank C) mutual fund D) credit union
A) a stock exchange. B) a private placement. C) a public offering. D) a direct placement.
A) Buying the businesses of customers B) Investing customers’ savings in stocks and bonds C) Paying savers’ interest on deposited funds D) Lending money to customers
A) risk of the investment B) timing of the returns C) earnings per share. D) cash flows available to stockholders
A) risk and EPS. B) risk and cash flow. C) cash flow and stock price. D) EPS and stock price
A) Premium B) Interest C) Deposit D) Dividend
A) Stockholder B) Creditor C) Broker D) Bondholder
A) Interest B) Capital Gains C) Premium D) Dividends
A) Current B) Mutual funds C) Time deposit D) Savings
A) 6,000 B) 4,000 C) 7,000 D) 3,000
A) 7,500 B) 7,00 C) 6,500 D) 4,00
A) 14,000 B) 4,000 C) 13,000 D) 7,500
A) 71,500 B) none of them C) 423.07 D) 5,513
A) 90,000 B) 9,500 C) 6,015 D) 400
A) 7,500 B) 7,016 C) 112,000 D) 437.5
A) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units B) None of the above C) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units D) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units |