A) certificate of registration B) Electric bill C) Water bill D) Certificate of no pending case
A) 3 months B) 6 months C) 1 month D) 4 months
A) Certificate of Employment B) Signature of co-maker C) Business permit D) Copy of passport
A) Loan application form B) Valid IDs C) Daniel's signature D) Signature of spouse
A) General Loan Application Documents B) Generic Loan Documents C) Income Documents D) Collateral Documents
A) Copy of ownership B) Official Receipt and Certificate of Registration C) Transfer Certificate of Title D) Ta declaration and Ta clearance
A) General Loan Application Documents B) Income Documents C) Collateral Documents D) Generic Loan Documents
A) Loan amount B) Kind of employment C) Kind of business D) Purpose of the loan
A) To verify the identity of the borrower B) To gain linkages with suppliers and customers C) To assess the financial capability of the borrower D) To evaluate credit ratings
A) Borrower and co-maker's signature B) Co-maker signature only C) Borrower's signature only D) Borrower and spouse's signature
A) Credit analyst B) Loan officer C) Manager D) Credit Bureau
A) Employment Certificate B) Copy of Visa C) Copy of Income Tax Return D) Business/ Mayor’s Permit
A) Credit history B) Credit balance C) Both a and b D) Loanable amount
A) Audited Financial Statements B) Bank Statement C) Certificate of Employment D) Business/ Mayor’s Permit
A) Her ITR must be for the last 2 years B) She must not submit the ITR C) Her ITR must be for the last 6 years D) She must submit two copies if her ITR
A) Having ability to pay bills on time. B) Having enough money to buy something. C) A plan made in advance regarding the expenditure of money based on available income. D) Having money left over at the end of the month.
A) Helping spend wisely B) Estimating income and expenses C) Increasing income D) Saving for future expenses
A) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. B) To give an idea of how the actual statement will look like. C) All of the them D) To facilitate comparisons of historic data and projections of future Performance.
A) the company is solvent. B) the resources are unlimited. C) the company is liquid and has paid all its investors’ dividends. D) the cash flow of the company is positive.
A) Specific, macro, assignable, realistic, time-related B) Specific, measurable, assignable, realistic, time-related C) None of the above D) Smart, measurable, assignable, realistic, time-related
A) Maybe B) False C) True
A) Maybe B) True C) False
A) earnings per share and cash dividends. B) profit and earnings per share. C) increase in share price and cash dividends. D) increase in share price and earnings per share.
A) cash flow B) earnings per share. C) profits. D) Shared value
A) flows of funds. B) funds that mature in more than one year. C) short-term funds. D) stocks and bonds.
A) Budgets motivate staff. B) A budget looks back and review performance. C) A budget is a financial plan. D) Budgets provide direction and coordination.
A) None of the above B) Sales Budget C) Cash Budget D) Production Budget
A) A plan of items to be sold. B) A plan of how much an item will cost. C) A plan for how much money should be made in a given period D) A plan of tracking an inventory and how much they sell
A) Small businesses do not record variances. B) Budgeting is for large firms only C) Budgeting can be time consuming. D) All of the above.
A) It prevents company to incur net losses. B) It promotes study, research, and focus on the future. C) It is a means of coordinating business activities? D) It is a source of motivation.
A) commercial bank B) credit union C) life insurance company D) savings bank
A) purchasers; sellers B) users; providers C) suppliers; users D) users; suppliers
A) the firm's employees B) the firm's stockholders C) the federal government D) the Board of Directors.
A) credit union B) pension fund C) savings bank D) life insurance company
A) credit union B) savings bank C) mutual fund D) savings and loans
A) a direct placement. B) a stock exchange. C) a public offering. D) a private placement.
A) Lending money to customers B) Buying the businesses of customers C) Paying savers’ interest on deposited funds D) Investing customers’ savings in stocks and bonds
A) earnings per share. B) timing of the returns C) cash flows available to stockholders D) risk of the investment
A) risk and cash flow. B) cash flow and stock price. C) EPS and stock price D) risk and EPS.
A) Premium B) Interest C) Deposit D) Dividend
A) Creditor B) Broker C) Bondholder D) Stockholder
A) Capital Gains B) Interest C) Dividends D) Premium
A) Current B) Time deposit C) Savings D) Mutual funds
A) 4,000 B) 3,000 C) 7,000 D) 6,000
A) 4,00 B) 7,500 C) 7,00 D) 6,500
A) 14,000 B) 4,000 C) 13,000 D) 7,500
A) 5,513 B) none of them C) 423.07 D) 71,500
A) 400 B) 9,500 C) 6,015 D) 90,000
A) 112,000 B) 7,500 C) 437.5 D) 7,016
A) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units B) None of the above C) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units D) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units |