A) Water bill B) certificate of registration C) Electric bill D) Certificate of no pending case
A) 3 months B) 6 months C) 1 month D) 4 months
A) Business permit B) Certificate of Employment C) Signature of co-maker D) Copy of passport
A) Signature of spouse B) Valid IDs C) Daniel's signature D) Loan application form
A) Collateral Documents B) General Loan Application Documents C) Generic Loan Documents D) Income Documents
A) Official Receipt and Certificate of Registration B) Transfer Certificate of Title C) Ta declaration and Ta clearance D) Copy of ownership
A) General Loan Application Documents B) Collateral Documents C) Generic Loan Documents D) Income Documents
A) Kind of employment B) Loan amount C) Kind of business D) Purpose of the loan
A) To verify the identity of the borrower B) To gain linkages with suppliers and customers C) To evaluate credit ratings D) To assess the financial capability of the borrower
A) Co-maker signature only B) Borrower's signature only C) Borrower and spouse's signature D) Borrower and co-maker's signature
A) Loan officer B) Credit Bureau C) Credit analyst D) Manager
A) Business/ Mayor’s Permit B) Copy of Income Tax Return C) Copy of Visa D) Employment Certificate
A) Credit balance B) Both a and b C) Credit history D) Loanable amount
A) Bank Statement B) Certificate of Employment C) Audited Financial Statements D) Business/ Mayor’s Permit
A) Her ITR must be for the last 6 years B) She must not submit the ITR C) She must submit two copies if her ITR D) Her ITR must be for the last 2 years
A) Having money left over at the end of the month. B) A plan made in advance regarding the expenditure of money based on available income. C) Having enough money to buy something. D) Having ability to pay bills on time.
A) Helping spend wisely B) Increasing income C) Saving for future expenses D) Estimating income and expenses
A) All of the them B) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. C) To facilitate comparisons of historic data and projections of future Performance. D) To give an idea of how the actual statement will look like.
A) the cash flow of the company is positive. B) the company is liquid and has paid all its investors’ dividends. C) the resources are unlimited. D) the company is solvent.
A) Smart, measurable, assignable, realistic, time-related B) Specific, macro, assignable, realistic, time-related C) Specific, measurable, assignable, realistic, time-related D) None of the above
A) False B) Maybe C) True
A) False B) True C) Maybe
A) earnings per share and cash dividends. B) increase in share price and earnings per share. C) profit and earnings per share. D) increase in share price and cash dividends.
A) profits. B) cash flow C) Shared value D) earnings per share.
A) short-term funds. B) stocks and bonds. C) funds that mature in more than one year. D) flows of funds.
A) A budget is a financial plan. B) A budget looks back and review performance. C) Budgets provide direction and coordination. D) Budgets motivate staff.
A) Sales Budget B) Production Budget C) Cash Budget D) None of the above
A) A plan of tracking an inventory and how much they sell B) A plan of how much an item will cost. C) A plan for how much money should be made in a given period D) A plan of items to be sold.
A) All of the above. B) Budgeting is for large firms only C) Small businesses do not record variances. D) Budgeting can be time consuming.
A) It is a source of motivation. B) It is a means of coordinating business activities? C) It prevents company to incur net losses. D) It promotes study, research, and focus on the future.
A) credit union B) savings bank C) life insurance company D) commercial bank
A) suppliers; users B) users; providers C) purchasers; sellers D) users; suppliers
A) the firm's employees B) the firm's stockholders C) the Board of Directors. D) the federal government
A) savings bank B) credit union C) pension fund D) life insurance company
A) savings bank B) savings and loans C) mutual fund D) credit union
A) a private placement. B) a public offering. C) a direct placement. D) a stock exchange.
A) Paying savers’ interest on deposited funds B) Lending money to customers C) Investing customers’ savings in stocks and bonds D) Buying the businesses of customers
A) risk of the investment B) timing of the returns C) cash flows available to stockholders D) earnings per share.
A) EPS and stock price B) cash flow and stock price. C) risk and EPS. D) risk and cash flow.
A) Interest B) Dividend C) Deposit D) Premium
A) Stockholder B) Broker C) Creditor D) Bondholder
A) Capital Gains B) Interest C) Dividends D) Premium
A) Time deposit B) Savings C) Current D) Mutual funds
A) 4,000 B) 6,000 C) 3,000 D) 7,000
A) 7,00 B) 6,500 C) 4,00 D) 7,500
A) 14,000 B) 4,000 C) 13,000 D) 7,500
A) 71,500 B) 5,513 C) 423.07 D) none of them
A) 6,015 B) 90,000 C) 9,500 D) 400
A) 7,500 B) 112,000 C) 437.5 D) 7,016
A) None of the above B) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units C) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units D) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units |