A) Certificate of no pending case B) certificate of registration C) Electric bill D) Water bill
A) 3 months B) 4 months C) 1 month D) 6 months
A) Business permit B) Copy of passport C) Certificate of Employment D) Signature of co-maker
A) Signature of spouse B) Loan application form C) Daniel's signature D) Valid IDs
A) Income Documents B) Collateral Documents C) Generic Loan Documents D) General Loan Application Documents
A) Transfer Certificate of Title B) Copy of ownership C) Official Receipt and Certificate of Registration D) Ta declaration and Ta clearance
A) Income Documents B) Generic Loan Documents C) Collateral Documents D) General Loan Application Documents
A) Kind of business B) Loan amount C) Purpose of the loan D) Kind of employment
A) To verify the identity of the borrower B) To gain linkages with suppliers and customers C) To evaluate credit ratings D) To assess the financial capability of the borrower
A) Borrower's signature only B) Borrower and spouse's signature C) Co-maker signature only D) Borrower and co-maker's signature
A) Credit Bureau B) Credit analyst C) Loan officer D) Manager
A) Employment Certificate B) Copy of Income Tax Return C) Business/ Mayor’s Permit D) Copy of Visa
A) Credit history B) Credit balance C) Loanable amount D) Both a and b
A) Certificate of Employment B) Audited Financial Statements C) Bank Statement D) Business/ Mayor’s Permit
A) She must submit two copies if her ITR B) She must not submit the ITR C) Her ITR must be for the last 2 years D) Her ITR must be for the last 6 years
A) Having ability to pay bills on time. B) Having enough money to buy something. C) A plan made in advance regarding the expenditure of money based on available income. D) Having money left over at the end of the month.
A) Estimating income and expenses B) Helping spend wisely C) Increasing income D) Saving for future expenses
A) To give an idea of how the actual statement will look like. B) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. C) To facilitate comparisons of historic data and projections of future Performance. D) All of the them
A) the company is liquid and has paid all its investors’ dividends. B) the cash flow of the company is positive. C) the company is solvent. D) the resources are unlimited.
A) Smart, measurable, assignable, realistic, time-related B) Specific, measurable, assignable, realistic, time-related C) None of the above D) Specific, macro, assignable, realistic, time-related
A) Maybe B) False C) True
A) False B) Maybe C) True
A) earnings per share and cash dividends. B) increase in share price and earnings per share. C) increase in share price and cash dividends. D) profit and earnings per share.
A) profits. B) earnings per share. C) Shared value D) cash flow
A) flows of funds. B) funds that mature in more than one year. C) short-term funds. D) stocks and bonds.
A) Budgets motivate staff. B) A budget looks back and review performance. C) Budgets provide direction and coordination. D) A budget is a financial plan.
A) None of the above B) Cash Budget C) Production Budget D) Sales Budget
A) A plan of items to be sold. B) A plan for how much money should be made in a given period C) A plan of how much an item will cost. D) A plan of tracking an inventory and how much they sell
A) Budgeting is for large firms only B) Budgeting can be time consuming. C) All of the above. D) Small businesses do not record variances.
A) It prevents company to incur net losses. B) It is a means of coordinating business activities? C) It is a source of motivation. D) It promotes study, research, and focus on the future.
A) commercial bank B) life insurance company C) savings bank D) credit union
A) users; providers B) purchasers; sellers C) users; suppliers D) suppliers; users
A) the federal government B) the firm's stockholders C) the firm's employees D) the Board of Directors.
A) credit union B) pension fund C) life insurance company D) savings bank
A) savings bank B) mutual fund C) savings and loans D) credit union
A) a stock exchange. B) a public offering. C) a direct placement. D) a private placement.
A) Buying the businesses of customers B) Investing customers’ savings in stocks and bonds C) Lending money to customers D) Paying savers’ interest on deposited funds
A) risk of the investment B) earnings per share. C) cash flows available to stockholders D) timing of the returns
A) risk and cash flow. B) cash flow and stock price. C) risk and EPS. D) EPS and stock price
A) Dividend B) Premium C) Deposit D) Interest
A) Creditor B) Bondholder C) Stockholder D) Broker
A) Dividends B) Capital Gains C) Interest D) Premium
A) Current B) Savings C) Time deposit D) Mutual funds
A) 7,000 B) 4,000 C) 6,000 D) 3,000
A) 7,00 B) 4,00 C) 6,500 D) 7,500
A) 14,000 B) 13,000 C) 7,500 D) 4,000
A) none of them B) 423.07 C) 71,500 D) 5,513
A) 90,000 B) 6,015 C) 400 D) 9,500
A) 437.5 B) 7,016 C) 112,000 D) 7,500
A) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units B) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units C) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units D) None of the above |