A) Water bill B) Certificate of no pending case C) Electric bill D) certificate of registration
A) 1 month B) 6 months C) 4 months D) 3 months
A) Certificate of Employment B) Signature of co-maker C) Business permit D) Copy of passport
A) Signature of spouse B) Daniel's signature C) Valid IDs D) Loan application form
A) Collateral Documents B) Generic Loan Documents C) Income Documents D) General Loan Application Documents
A) Copy of ownership B) Official Receipt and Certificate of Registration C) Transfer Certificate of Title D) Ta declaration and Ta clearance
A) Income Documents B) Collateral Documents C) Generic Loan Documents D) General Loan Application Documents
A) Loan amount B) Kind of employment C) Purpose of the loan D) Kind of business
A) To assess the financial capability of the borrower B) To evaluate credit ratings C) To verify the identity of the borrower D) To gain linkages with suppliers and customers
A) Borrower's signature only B) Borrower and spouse's signature C) Borrower and co-maker's signature D) Co-maker signature only
A) Manager B) Credit analyst C) Credit Bureau D) Loan officer
A) Employment Certificate B) Copy of Visa C) Business/ Mayor’s Permit D) Copy of Income Tax Return
A) Credit balance B) Loanable amount C) Both a and b D) Credit history
A) Business/ Mayor’s Permit B) Certificate of Employment C) Audited Financial Statements D) Bank Statement
A) Her ITR must be for the last 6 years B) She must submit two copies if her ITR C) She must not submit the ITR D) Her ITR must be for the last 2 years
A) Having money left over at the end of the month. B) Having ability to pay bills on time. C) A plan made in advance regarding the expenditure of money based on available income. D) Having enough money to buy something.
A) Increasing income B) Helping spend wisely C) Estimating income and expenses D) Saving for future expenses
A) All of the them B) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. C) To give an idea of how the actual statement will look like. D) To facilitate comparisons of historic data and projections of future Performance.
A) the cash flow of the company is positive. B) the resources are unlimited. C) the company is liquid and has paid all its investors’ dividends. D) the company is solvent.
A) Smart, measurable, assignable, realistic, time-related B) Specific, measurable, assignable, realistic, time-related C) Specific, macro, assignable, realistic, time-related D) None of the above
A) False B) Maybe C) True
A) False B) Maybe C) True
A) increase in share price and cash dividends. B) earnings per share and cash dividends. C) profit and earnings per share. D) increase in share price and earnings per share.
A) profits. B) earnings per share. C) Shared value D) cash flow
A) short-term funds. B) funds that mature in more than one year. C) stocks and bonds. D) flows of funds.
A) Budgets provide direction and coordination. B) Budgets motivate staff. C) A budget looks back and review performance. D) A budget is a financial plan.
A) Cash Budget B) Sales Budget C) None of the above D) Production Budget
A) A plan of tracking an inventory and how much they sell B) A plan of how much an item will cost. C) A plan of items to be sold. D) A plan for how much money should be made in a given period
A) Small businesses do not record variances. B) Budgeting is for large firms only C) All of the above. D) Budgeting can be time consuming.
A) It is a source of motivation. B) It promotes study, research, and focus on the future. C) It is a means of coordinating business activities? D) It prevents company to incur net losses.
A) credit union B) savings bank C) life insurance company D) commercial bank
A) purchasers; sellers B) users; suppliers C) suppliers; users D) users; providers
A) the Board of Directors. B) the firm's employees C) the federal government D) the firm's stockholders
A) credit union B) pension fund C) life insurance company D) savings bank
A) savings and loans B) mutual fund C) savings bank D) credit union
A) a direct placement. B) a private placement. C) a stock exchange. D) a public offering.
A) Investing customers’ savings in stocks and bonds B) Lending money to customers C) Paying savers’ interest on deposited funds D) Buying the businesses of customers
A) earnings per share. B) cash flows available to stockholders C) risk of the investment D) timing of the returns
A) risk and cash flow. B) EPS and stock price C) risk and EPS. D) cash flow and stock price.
A) Deposit B) Premium C) Dividend D) Interest
A) Creditor B) Stockholder C) Broker D) Bondholder
A) Capital Gains B) Dividends C) Interest D) Premium
A) Mutual funds B) Time deposit C) Savings D) Current
A) 7,000 B) 4,000 C) 6,000 D) 3,000
A) 7,500 B) 6,500 C) 7,00 D) 4,00
A) 4,000 B) 7,500 C) 14,000 D) 13,000
A) 71,500 B) 5,513 C) 423.07 D) none of them
A) 6,015 B) 9,500 C) 90,000 D) 400
A) 112,000 B) 7,016 C) 7,500 D) 437.5
A) None of the above B) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units C) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |