A) Water bill B) Certificate of no pending case C) Electric bill D) certificate of registration
A) 1 month B) 4 months C) 6 months D) 3 months
A) Signature of co-maker B) Certificate of Employment C) Copy of passport D) Business permit
A) Valid IDs B) Daniel's signature C) Signature of spouse D) Loan application form
A) Income Documents B) General Loan Application Documents C) Collateral Documents D) Generic Loan Documents
A) Ta declaration and Ta clearance B) Transfer Certificate of Title C) Copy of ownership D) Official Receipt and Certificate of Registration
A) Collateral Documents B) Income Documents C) Generic Loan Documents D) General Loan Application Documents
A) Kind of business B) Kind of employment C) Loan amount D) Purpose of the loan
A) To assess the financial capability of the borrower B) To evaluate credit ratings C) To verify the identity of the borrower D) To gain linkages with suppliers and customers
A) Borrower and co-maker's signature B) Borrower and spouse's signature C) Borrower's signature only D) Co-maker signature only
A) Credit analyst B) Manager C) Credit Bureau D) Loan officer
A) Copy of Income Tax Return B) Employment Certificate C) Copy of Visa D) Business/ Mayor’s Permit
A) Both a and b B) Credit history C) Credit balance D) Loanable amount
A) Certificate of Employment B) Business/ Mayor’s Permit C) Bank Statement D) Audited Financial Statements
A) Her ITR must be for the last 6 years B) She must submit two copies if her ITR C) She must not submit the ITR D) Her ITR must be for the last 2 years
A) Having ability to pay bills on time. B) Having enough money to buy something. C) A plan made in advance regarding the expenditure of money based on available income. D) Having money left over at the end of the month.
A) Estimating income and expenses B) Saving for future expenses C) Helping spend wisely D) Increasing income
A) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. B) All of the them C) To facilitate comparisons of historic data and projections of future Performance. D) To give an idea of how the actual statement will look like.
A) the cash flow of the company is positive. B) the company is solvent. C) the company is liquid and has paid all its investors’ dividends. D) the resources are unlimited.
A) Specific, measurable, assignable, realistic, time-related B) Smart, measurable, assignable, realistic, time-related C) None of the above D) Specific, macro, assignable, realistic, time-related
A) Maybe B) True C) False
A) True B) False C) Maybe
A) earnings per share and cash dividends. B) profit and earnings per share. C) increase in share price and cash dividends. D) increase in share price and earnings per share.
A) earnings per share. B) profits. C) cash flow D) Shared value
A) stocks and bonds. B) flows of funds. C) short-term funds. D) funds that mature in more than one year.
A) Budgets motivate staff. B) A budget looks back and review performance. C) Budgets provide direction and coordination. D) A budget is a financial plan.
A) Production Budget B) Sales Budget C) Cash Budget D) None of the above
A) A plan of tracking an inventory and how much they sell B) A plan of items to be sold. C) A plan for how much money should be made in a given period D) A plan of how much an item will cost.
A) Small businesses do not record variances. B) Budgeting is for large firms only C) All of the above. D) Budgeting can be time consuming.
A) It promotes study, research, and focus on the future. B) It prevents company to incur net losses. C) It is a source of motivation. D) It is a means of coordinating business activities?
A) commercial bank B) life insurance company C) savings bank D) credit union
A) users; providers B) suppliers; users C) purchasers; sellers D) users; suppliers
A) the firm's stockholders B) the firm's employees C) the Board of Directors. D) the federal government
A) credit union B) savings bank C) pension fund D) life insurance company
A) mutual fund B) savings and loans C) credit union D) savings bank
A) a public offering. B) a direct placement. C) a private placement. D) a stock exchange.
A) Buying the businesses of customers B) Lending money to customers C) Paying savers’ interest on deposited funds D) Investing customers’ savings in stocks and bonds
A) timing of the returns B) cash flows available to stockholders C) earnings per share. D) risk of the investment
A) risk and EPS. B) risk and cash flow. C) cash flow and stock price. D) EPS and stock price
A) Deposit B) Premium C) Interest D) Dividend
A) Stockholder B) Bondholder C) Creditor D) Broker
A) Premium B) Capital Gains C) Dividends D) Interest
A) Current B) Mutual funds C) Savings D) Time deposit
A) 6,000 B) 7,000 C) 4,000 D) 3,000
A) 4,00 B) 7,500 C) 7,00 D) 6,500
A) 13,000 B) 7,500 C) 4,000 D) 14,000
A) 71,500 B) 423.07 C) 5,513 D) none of them
A) 400 B) 90,000 C) 6,015 D) 9,500
A) 437.5 B) 7,500 C) 7,016 D) 112,000
A) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units B) None of the above C) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units D) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units |