How to follow fair-housing laws
  • 1. What is the primary goal of fair housing laws?
A) To control zoning regulations
B) To prevent discrimination in housing
C) To increase property values
D) To simplify the rental process
  • 2. Which of the following is a protected class under the Fair Housing Act?
A) Credit score
B) Political affiliation
C) Occupation
D) Familial status
  • 3. What does 'steering' refer to in housing discrimination?
A) Directing people to or away from certain neighborhoods
B) Charging excessive rent to certain groups
C) Providing inaccurate housing information
D) Failing to maintain properties properly
  • 4. What is 'redlining'?
A) Misrepresenting property values
B) Denying services based on location (often race-based)
C) Ignoring maintenance requests
D) Requiring excessive security deposits
  • 5. Which law prohibits discrimination in housing based on disability?
A) Fair Housing Act
B) Equal Credit Opportunity Act
C) Americans with Disabilities Act (ADA)
D) Civil Rights Act of 1964
  • 6. What type of modification must a landlord allow a disabled tenant to make at their own expense?
A) Reasonable modifications
B) Major structural changes
C) Cosmetic improvements
D) Any requested modification
  • 7. Who enforces the Fair Housing Act?
A) EPA (Environmental Protection Agency)
B) HUD (Department of Housing and Urban Development)
C) FBI (Federal Bureau of Investigation)
D) IRS (Internal Revenue Service)
  • 8. What should you do if you suspect housing discrimination?
A) Ignore it
B) Take matters into your own hands
C) Contact the local police
D) File a complaint with HUD
  • 9. How long does a person have to file a complaint with HUD?
A) 30 days
B) Two years
C) 6 months
D) One year
  • 10. What is a reasonable accommodation?
A) Providing personal care services.
B) A change in rules or policies to allow equal housing opportunity.
C) Lowering the rent.
D) A full remodel of a property.
  • 11. Can a landlord refuse to rent to someone with a criminal record?
A) Only if the record is more than 10 years old.
B) Potentially, but the refusal must be based on legitimate, non-discriminatory reasons.
C) Yes, always.
D) No, never.
  • 12. Which of the following actions is legal?
A) Requiring all tenants to undergo a background check.
B) Charging higher rent to people of a certain race.
C) Segregating tenants based on religion.
D) Refusing to rent to a person with a service animal.
  • 13. What does 'disparate impact' mean in fair housing?
A) Failure to maintain properties adequately.
B) A policy that appears neutral but disproportionately affects a protected group.
C) Intentional discrimination against a protected group.
D) Directly refusing to rent to someone because of their race.
  • 14. Is it legal to ask a prospective tenant about their immigration status?
A) Only if the landlord suspects illegal activity.
B) Generally, no, as it could lead to national origin discrimination.
C) Yes, always.
D) Only if they appear to be from another country.
  • 15. What is a 'tester' in the context of fair housing?
A) A lawyer specializing in housing law.
B) A person who poses as a renter to uncover discriminatory practices.
C) A building inspector.
D) A real estate appraiser.
  • 16. Can a housing provider limit the number of occupants in a unit?
A) No, they cannot limit the number of occupants.
B) Yes, but it must be reasonable and comply with local occupancy standards.
C) Yes, they can set any limit they choose.
D) Only if the tenants are related.
  • 17. Which of the following is NOT a protected class under federal fair housing laws?
A) Race
B) Sexual orientation (federally, some states may differ)
C) Religion
D) Disability
  • 18. What is the landlord's responsibility regarding harassment by other tenants?
A) To ignore the situation.
B) To evict all tenants involved.
C) To take reasonable steps to address known harassment based on protected characteristics.
D) None, it is the tenants' responsibility.
  • 19. If a tenant requests a reasonable accommodation for a disability, can the landlord ask for documentation?
A) Only if the tenant is receiving government assistance.
B) Yes, the landlord always has the right to documentation.
C) No, the landlord can never ask for documentation.
D) Yes, but only if the disability or the need for the accommodation is not obvious.
  • 20. Which of the following advertisements could be considered discriminatory?
A) "Close to public transportation"
B) "Recently renovated apartment"
C) "Pet-friendly community"
D) "Quiet building, perfect for students"
  • 21. Is it legal to charge different security deposit amounts based on credit score?
A) Yes, it is always legal.
B) Only if the credit score is below a certain threshold.
C) No, it is never legal.
D) Potentially legal, but must be applied consistently and not used to discriminate.
  • 22. What is the penalty for violating the Fair Housing Act?
A) Criminal charges
B) A warning letter
C) Fines and potential civil lawsuits
D) Mandatory community service
  • 23. Which of these is an example of illegal discrimination?
A) Telling a prospective renter that the apartment is no longer available when it is.
B) Requiring a security deposit.
C) Checking credit history.
D) Performing routine maintenance.
  • 24. If a housing provider has a policy of no pets, do they have to make an exception for service animals?
A) Only if the tenant pays an extra fee.
B) No, the no-pets policy applies to all animals.
C) Yes, service animals are not considered pets under fair housing laws.
D) It depends on the breed of the service animal.
  • 25. Advertising a property in only one language can be discriminatory based on what?
A) Religion
B) National origin
C) Familial status
D) Race
  • 26. What is the best way to ensure compliance with fair housing laws?
A) Ignore complaints until they become serious.
B) Rely on intuition when making decisions.
C) Implement clear, consistent, and non-discriminatory policies.
D) Avoid renting to members of protected classes.
  • 27. Refusing to rent to someone because they are receiving Section 8 assistance is illegal in some jurisdictions. What is Section 8?
A) A federal housing assistance program.
B) A home improvement loan.
C) A utility assistance program.
D) A type of mortgage.
  • 28. Can a landlord refuse to show an apartment to someone who calls to inquire, based on their accent?
A) Yes, if the landlord has a language preference.
B) Only if the accent is very strong.
C) Yes, if the landlord cannot understand them.
D) No, this is discriminatory based on national origin.
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