How to follow fair-housing laws
  • 1. What is the primary goal of fair housing laws?
A) To control zoning regulations
B) To increase property values
C) To simplify the rental process
D) To prevent discrimination in housing
  • 2. Which of the following is a protected class under the Fair Housing Act?
A) Political affiliation
B) Familial status
C) Occupation
D) Credit score
  • 3. What does 'steering' refer to in housing discrimination?
A) Failing to maintain properties properly
B) Charging excessive rent to certain groups
C) Directing people to or away from certain neighborhoods
D) Providing inaccurate housing information
  • 4. What is 'redlining'?
A) Misrepresenting property values
B) Ignoring maintenance requests
C) Denying services based on location (often race-based)
D) Requiring excessive security deposits
  • 5. Which law prohibits discrimination in housing based on disability?
A) Equal Credit Opportunity Act
B) Civil Rights Act of 1964
C) Fair Housing Act
D) Americans with Disabilities Act (ADA)
  • 6. What type of modification must a landlord allow a disabled tenant to make at their own expense?
A) Major structural changes
B) Reasonable modifications
C) Cosmetic improvements
D) Any requested modification
  • 7. Who enforces the Fair Housing Act?
A) IRS (Internal Revenue Service)
B) FBI (Federal Bureau of Investigation)
C) EPA (Environmental Protection Agency)
D) HUD (Department of Housing and Urban Development)
  • 8. What should you do if you suspect housing discrimination?
A) File a complaint with HUD
B) Take matters into your own hands
C) Ignore it
D) Contact the local police
  • 9. How long does a person have to file a complaint with HUD?
A) 6 months
B) Two years
C) 30 days
D) One year
  • 10. What is a reasonable accommodation?
A) Providing personal care services.
B) Lowering the rent.
C) A change in rules or policies to allow equal housing opportunity.
D) A full remodel of a property.
  • 11. Can a landlord refuse to rent to someone with a criminal record?
A) Yes, always.
B) Only if the record is more than 10 years old.
C) Potentially, but the refusal must be based on legitimate, non-discriminatory reasons.
D) No, never.
  • 12. Which of the following actions is legal?
A) Refusing to rent to a person with a service animal.
B) Requiring all tenants to undergo a background check.
C) Charging higher rent to people of a certain race.
D) Segregating tenants based on religion.
  • 13. What does 'disparate impact' mean in fair housing?
A) Failure to maintain properties adequately.
B) Intentional discrimination against a protected group.
C) A policy that appears neutral but disproportionately affects a protected group.
D) Directly refusing to rent to someone because of their race.
  • 14. Is it legal to ask a prospective tenant about their immigration status?
A) Generally, no, as it could lead to national origin discrimination.
B) Only if they appear to be from another country.
C) Yes, always.
D) Only if the landlord suspects illegal activity.
  • 15. What is a 'tester' in the context of fair housing?
A) A real estate appraiser.
B) A building inspector.
C) A lawyer specializing in housing law.
D) A person who poses as a renter to uncover discriminatory practices.
  • 16. Can a housing provider limit the number of occupants in a unit?
A) Yes, they can set any limit they choose.
B) Yes, but it must be reasonable and comply with local occupancy standards.
C) Only if the tenants are related.
D) No, they cannot limit the number of occupants.
  • 17. Which of the following is NOT a protected class under federal fair housing laws?
A) Sexual orientation (federally, some states may differ)
B) Disability
C) Race
D) Religion
  • 18. What is the landlord's responsibility regarding harassment by other tenants?
A) None, it is the tenants' responsibility.
B) To take reasonable steps to address known harassment based on protected characteristics.
C) To evict all tenants involved.
D) To ignore the situation.
  • 19. If a tenant requests a reasonable accommodation for a disability, can the landlord ask for documentation?
A) No, the landlord can never ask for documentation.
B) Only if the tenant is receiving government assistance.
C) Yes, but only if the disability or the need for the accommodation is not obvious.
D) Yes, the landlord always has the right to documentation.
  • 20. Which of the following advertisements could be considered discriminatory?
A) "Quiet building, perfect for students"
B) "Close to public transportation"
C) "Pet-friendly community"
D) "Recently renovated apartment"
  • 21. Is it legal to charge different security deposit amounts based on credit score?
A) Yes, it is always legal.
B) Potentially legal, but must be applied consistently and not used to discriminate.
C) Only if the credit score is below a certain threshold.
D) No, it is never legal.
  • 22. What is the penalty for violating the Fair Housing Act?
A) A warning letter
B) Mandatory community service
C) Criminal charges
D) Fines and potential civil lawsuits
  • 23. Which of these is an example of illegal discrimination?
A) Telling a prospective renter that the apartment is no longer available when it is.
B) Requiring a security deposit.
C) Checking credit history.
D) Performing routine maintenance.
  • 24. If a housing provider has a policy of no pets, do they have to make an exception for service animals?
A) Only if the tenant pays an extra fee.
B) It depends on the breed of the service animal.
C) No, the no-pets policy applies to all animals.
D) Yes, service animals are not considered pets under fair housing laws.
  • 25. Advertising a property in only one language can be discriminatory based on what?
A) Familial status
B) Race
C) National origin
D) Religion
  • 26. What is the best way to ensure compliance with fair housing laws?
A) Implement clear, consistent, and non-discriminatory policies.
B) Ignore complaints until they become serious.
C) Rely on intuition when making decisions.
D) Avoid renting to members of protected classes.
  • 27. Refusing to rent to someone because they are receiving Section 8 assistance is illegal in some jurisdictions. What is Section 8?
A) A utility assistance program.
B) A federal housing assistance program.
C) A home improvement loan.
D) A type of mortgage.
  • 28. Can a landlord refuse to show an apartment to someone who calls to inquire, based on their accent?
A) Only if the accent is very strong.
B) No, this is discriminatory based on national origin.
C) Yes, if the landlord has a language preference.
D) Yes, if the landlord cannot understand them.
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