How to cut the costs of home ownership
  • 1. What is a major way to reduce your mortgage costs?
A) Refinance your mortgage
B) Skip home maintenance
C) Buy more furniture
D) Increase utility usage
  • 2. Which of these helps lower property taxes?
A) Appeal your property tax assessment
B) Donate to political campaigns
C) Over-improve your home
D) Ignore tax bills
  • 3. How can you save on home insurance?
A) Shop around for quotes annually
B) Buy the cheapest policy regardless of coverage
C) Increase your risks
D) Never file claims
  • 4. What's a smart way to reduce energy bills?
A) Run appliances during peak hours
B) Open all windows in winter
C) Use incandescent bulbs only
D) Improve insulation
  • 5. How can you save on water bills?
A) Install low-flow showerheads
B) Water your lawn daily regardless of rain
C) Leave the tap running while brushing teeth
D) Ignore leaky faucets
  • 6. Which of these is NOT a good way to save money on home repairs?
A) Negotiate prices
B) DIY small repairs
C) Get multiple quotes
D) Always hire the most expensive contractor
  • 7. What can you do to reduce lawn care costs?
A) Hire a landscaping company for everything
B) Ignore weeds
C) Maintain your own lawn
D) Use excessive amounts of fertilizer
  • 8. How can you save on cleaning supplies?
A) Clean infrequently
B) Make your own cleaning solutions
C) Use disposable wipes for everything
D) Buy expensive, brand-name products
  • 9. What's a good way to manage your home budget?
A) Avoid budgeting entirely
B) Track your expenses
C) Spend impulsively
D) Ignore bills
  • 10. How can you generate income from your home?
A) Neglect maintenance
B) Ignore zoning laws
C) Destroy your yard
D) Rent out a spare room
  • 11. Which smart home device helps save energy?
A) Old refrigerator
B) Smart thermostat
C) Regular toaster
D) Dumb doorbell
  • 12. What's a good way to find affordable furniture?
A) Ignore furniture sales
B) Shop at thrift stores
C) Always buy new, expensive furniture
D) Never negotiate prices
  • 13. How can you reduce your cable bill?
A) Ignore cheaper internet options
B) Add more premium channels
C) Never negotiate with your provider
D) Cut the cord and stream content
  • 14. What's a good way to save on landscaping?
A) Plant native plants
B) Plant exotic, high-maintenance species
C) Ignore the local climate
D) Use excessive water
  • 15. What can you do with rainwater to save money?
A) Collect it for watering plants
B) Contaminate it with chemicals
C) Pour it down the drain
D) Let it flood your basement
  • 16. Which home improvement project typically has a good ROI?
A) Installing a gold-plated toilet
B) Painting your house neon pink
C) Kitchen or bathroom remodel
D) Adding a bowling alley
  • 17. How can you save on transportation costs?
A) Drive everywhere regardless of distance
B) Buy a gas-guzzling vehicle
C) Walk or bike for short trips
D) Never maintain your car
  • 18. What is a good way to reduce waste and save money?
A) Throwing everything away
B) Ignoring recycling programs
C) Buying single-use items
D) Composting food scraps
  • 19. How can you save on holiday decorations?
A) Make your own decorations
B) Never reuse decorations
C) Overspend on expensive decorations
D) Buy new decorations every year
  • 20. What type of lighting is most energy-efficient?
A) Halogen lighting
B) Candles
C) LED lighting
D) Incandescent lighting
  • 21. How can you reduce your grocery bill?
A) Ignore sales and coupons
B) Buy a lot of snacks
C) Shop when hungry
D) Plan your meals and make a list
  • 22. What's a good way to maintain appliances for longer lifespan?
A) Ignoring any problems
B) Never cleaning them
C) Regular cleaning and maintenance
D) Overloading them
  • 23. What is a home warranty?
A) A type of house paint
B) Service contract covering appliance/system repairs
C) A loan product for buying a home
D) A free vacation giveaway
  • 24. How can a homeowner reduce their carbon footprint?
A) Install solar panels
B) Ignore environmental concerns
C) Burn excessive fossil fuels
D) Increase energy consumption
  • 25. What is one way to save on home security costs?
A) Avoid home security measures
B) Install a DIY security system
C) Leave doors unlocked
D) Tell everyone your vacation plans
  • 26. How can you save money on heating costs in the winter?
A) Open windows to let in the cold air
B) Ignore insulation problems
C) Set the thermostat to the highest setting
D) Seal drafts around windows and doors
  • 27. What is one way to save on cooling costs in the summer?
A) Use ceiling fans to circulate air
B) Never use fans
C) Set the thermostat to the lowest setting
D) Keep curtains open during the day
  • 28. How can you save money on pest control?
A) Ignore pest problems until they're severe
B) Leave food out in the open
C) Never clean your house
D) Seal cracks and crevices to prevent entry
  • 29. What is one way to reduce your reliance on professional services?
A) Attempt complex repairs without knowledge
B) Hire professionals for everything, no matter how small
C) Learn basic home repair skills
D) Ignore necessary repairs
  • 30. How do smart plugs help reduce costs?
A) They cause appliances to use more power
B) They reduce vampire energy consumption
C) They increase appliance lifespan
D) They're purely for decoration
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