- 1. Which of the following is NOT a key aspect of investment?
A) Assets Allocation
B) Short-term speculation
C) Risk tolerance
- 2. Which asset class is generally considered to have the highest risk?
A) Bonds
B) Stocks
C) Real estate
- 3. What is diversification?
A) Spreading investments
B) Investing in a single asset
C) Maximizing short-term gains
- 4. What is risk tolerance?
A) Guarantee of high returns
B) Desire to avoid all losses
C) An individual's capacity to losses
- 5. What is the definition of value investing?
A) Following market trends
B) Buying undervalued assets
C) Investing in high-growth companies
- 6. Which investment strategy focuses on generating a steady stream of income?
A) Value investing
B) Income investing
C) Growth investing
- 7. What is dollar-cost averaging?
A) Investing a lump sum
B) Timing the market
C) Investing a fixed amount with intervals
- 8. Which factor erodes the purchasing power of money over time?
A) Deflation
B) Inflation
C) Stable prices
- 9. Which of the following is a type of investment risk?
A) Risk-free investing
B) Guaranteed returns
C) Market risk
- 10. Which organization is the primary regulator of the securities industry in the Philippines?
A) SEC
B) FED
C) FINRA
- 11. What does the Securities Investor Protection Corporation (SIPC) do?
A) Regulates investment advisors
B) Guarantees investment returns
C) Protects investors from losses due to brokerage firm failure
A) Ownership in a company
B) Represent loans to a government or corporation
C) Pools of money from multiple investors
- 13. Which of the following is considered a commodity?
A) Gold
B) Stock
C) Bond
- 14. What is Market Volatility?
A) Government Regulations
B) The degree of price fluctuations in financial markets
C) The stability of market prices
- 15. What does owning a stock typically represent?
A) Lending money to a company
B) Ownership in a company
C) A guaranteed return on investment
- 16. What aspect of the banknotes often sparks discussions about national identity?
A) Size of the Banknotes
B) Paper Quality
C) Cultural Symbols
- 17. What feature is included in the New Generation banknotes to aid the visually impaired?
A) Holographic Images
B) Tactile Features
C) Scratch-and-Sniff Elements
- 18. Besides security, what is another aim of the New Generation currency design and layout?
A) Encouraging Cash Savings
B) Promoting Online Banking
C) Ease of Use
- 19. What is essential for ensuring the currency meets the needs of the country?
A) Restricting Foreign Ownership
B) Limiting Print Runs
C) Public Engagement
- 20. What has been a common reaction to the design changes in the New Generation series?
A) Mixed Reactions
B) Universally Positive Feedback
C) Overwhelmingly Negative Views
- 21. What is the primary material used for the new series of Philippine banknotes that aims to improve durability and security?
A) Paper
B) Polymer
C) Cotton
- 22. Which agency is responsible for the design, production, and circulation of Philippine banknotes?
A) Bangko Sentral ng Pilipinas
B) Department of Finance
C) Philippine National Bank
- 23. Which of the following is a key security feature of the new polymer banknotes?
A) Transparent windows
B) Opaque design
C) Rough texture
- 24. Which denomination of the Philippine currency features the Visayan leopard cat on the new polymer banknote?
A) 100 Piso
B) 200 Piso
C) 50 Piso
- 25. Which iconic natural wonder is featured on the reverse side of the 100-Piso polymer banknote?
A) Banaue Rice Terraces
B) Mayon Volcano
C) Chocolate Hills
- 26. Which security feature is specifically mentioned as being present on the 500 and 1000 Piso polymer banknotes?
A) color changing feature
B) Embedded thread
C) Watermark
- 27. What feature is included on the new polymer banknotes to aid the visually impaired?
A) Raised print
B) Tactile dots
C) Braille
- 28. Which banknote is being phased out of circulation and replaced by a coin?
A) 100 pesos
B) 50 pesos
C) 20 pesos
- 29. What is one of the primary reasons cited for the shift to polymer banknotes?
A) Easier to design
B) Increased durability
C) Lower production cost
- 30. What endemic flower is featured on the 100 Piso banknote?
A) Waling-waling
B) Sampaguita
C) Ceratocentron fesselit
- 31. Which natural feature is found on the reverse side of the 500-Piso polymer banknote?
A) Tubbataha Reefs Natural Park
B) Puerto Princesa Subterranean River National Park
C) Mount Apo
- 32. Which of the following animals is featured on the 500 Piso Polymer banknote?
A) Visayan Spotted Deer
B) Tamaraw
C) Philippine Tarsier
- 33. Besides security, what is another reason for highlighting specific flora and fauna on the banknotes?
A) Showcasing Philippine history
B) Promoting awareness
C) Supporting local artists
- 34. How much longer do polymer banknotes last compared to paper banknotes, according to the Bangko Sentral ng Pilipinas (BSP)?
A) Twice as long
B) Three times longer
C) Five times longer
- 35. What is the primary goal of investing?
A) Minimizing risk
B) Generating future income or profit
C) Immediate consumption
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