- 1. Which of the following is NOT a key aspect of investment?
A) Short-term speculation
B) Risk tolerance
C) Assets Allocation
- 2. Which asset class is generally considered to have the highest risk?
A) Real estate
B) Stocks
C) Bonds
- 3. What is diversification?
A) Maximizing short-term gains
B) Investing in a single asset
C) Spreading investments
- 4. What is risk tolerance?
A) Guarantee of high returns
B) An individual's capacity to losses
C) Desire to avoid all losses
- 5. What is the definition of value investing?
A) Following market trends
B) Buying undervalued assets
C) Investing in high-growth companies
- 6. Which investment strategy focuses on generating a steady stream of income?
A) Income investing
B) Growth investing
C) Value investing
- 7. What is dollar-cost averaging?
A) Investing a lump sum
B) Timing the market
C) Investing a fixed amount with intervals
- 8. Which factor erodes the purchasing power of money over time?
A) Deflation
B) Inflation
C) Stable prices
- 9. Which of the following is a type of investment risk?
A) Market risk
B) Guaranteed returns
C) Risk-free investing
- 10. Which organization is the primary regulator of the securities industry in the Philippines?
A) FINRA
B) SEC
C) FED
- 11. What does the Securities Investor Protection Corporation (SIPC) do?
A) Regulates investment advisors
B) Guarantees investment returns
C) Protects investors from losses due to brokerage firm failure
A) Represent loans to a government or corporation
B) Ownership in a company
C) Pools of money from multiple investors
- 13. Which of the following is considered a commodity?
A) Stock
B) Gold
C) Bond
- 14. What is Market Volatility?
A) The stability of market prices
B) Government Regulations
C) The degree of price fluctuations in financial markets
- 15. What does owning a stock typically represent?
A) Ownership in a company
B) A guaranteed return on investment
C) Lending money to a company
- 16. What aspect of the banknotes often sparks discussions about national identity?
A) Paper Quality
B) Size of the Banknotes
C) Cultural Symbols
- 17. What feature is included in the New Generation banknotes to aid the visually impaired?
A) Scratch-and-Sniff Elements
B) Holographic Images
C) Tactile Features
- 18. Besides security, what is another aim of the New Generation currency design and layout?
A) Promoting Online Banking
B) Encouraging Cash Savings
C) Ease of Use
- 19. What is essential for ensuring the currency meets the needs of the country?
A) Restricting Foreign Ownership
B) Public Engagement
C) Limiting Print Runs
- 20. What has been a common reaction to the design changes in the New Generation series?
A) Universally Positive Feedback
B) Mixed Reactions
C) Overwhelmingly Negative Views
- 21. What is the primary material used for the new series of Philippine banknotes that aims to improve durability and security?
A) Paper
B) Polymer
C) Cotton
- 22. Which agency is responsible for the design, production, and circulation of Philippine banknotes?
A) Bangko Sentral ng Pilipinas
B) Philippine National Bank
C) Department of Finance
- 23. Which of the following is a key security feature of the new polymer banknotes?
A) Rough texture
B) Transparent windows
C) Opaque design
- 24. Which denomination of the Philippine currency features the Visayan leopard cat on the new polymer banknote?
A) 100 Piso
B) 200 Piso
C) 50 Piso
- 25. Which iconic natural wonder is featured on the reverse side of the 100-Piso polymer banknote?
A) Mayon Volcano
B) Banaue Rice Terraces
C) Chocolate Hills
- 26. Which security feature is specifically mentioned as being present on the 500 and 1000 Piso polymer banknotes?
A) Watermark
B) Embedded thread
C) color changing feature
- 27. What feature is included on the new polymer banknotes to aid the visually impaired?
A) Braille
B) Tactile dots
C) Raised print
- 28. Which banknote is being phased out of circulation and replaced by a coin?
A) 100 pesos
B) 50 pesos
C) 20 pesos
- 29. What is one of the primary reasons cited for the shift to polymer banknotes?
A) Easier to design
B) Lower production cost
C) Increased durability
- 30. What endemic flower is featured on the 100 Piso banknote?
A) Waling-waling
B) Sampaguita
C) Ceratocentron fesselit
- 31. Which natural feature is found on the reverse side of the 500-Piso polymer banknote?
A) Puerto Princesa Subterranean River National Park
B) Mount Apo
C) Tubbataha Reefs Natural Park
- 32. Which of the following animals is featured on the 500 Piso Polymer banknote?
A) Philippine Tarsier
B) Tamaraw
C) Visayan Spotted Deer
- 33. Besides security, what is another reason for highlighting specific flora and fauna on the banknotes?
A) Showcasing Philippine history
B) Supporting local artists
C) Promoting awareness
- 34. How much longer do polymer banknotes last compared to paper banknotes, according to the Bangko Sentral ng Pilipinas (BSP)?
A) Five times longer
B) Three times longer
C) Twice as long
- 35. What is the primary goal of investing?
A) Minimizing risk
B) Generating future income or profit
C) Immediate consumption
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