- 1. Which of the following is NOT a key aspect of investment?
A) Short-term speculation
B) Risk tolerance
C) Assets Allocation
- 2. Which asset class is generally considered to have the highest risk?
A) Bonds
B) Stocks
C) Real estate
- 3. What is diversification?
A) Investing in a single asset
B) Maximizing short-term gains
C) Spreading investments
- 4. What is risk tolerance?
A) An individual's capacity to losses
B) Desire to avoid all losses
C) Guarantee of high returns
- 5. What is the definition of value investing?
A) Investing in high-growth companies
B) Buying undervalued assets
C) Following market trends
- 6. Which investment strategy focuses on generating a steady stream of income?
A) Value investing
B) Growth investing
C) Income investing
- 7. What is dollar-cost averaging?
A) Timing the market
B) Investing a fixed amount with intervals
C) Investing a lump sum
- 8. Which factor erodes the purchasing power of money over time?
A) Inflation
B) Deflation
C) Stable prices
- 9. Which of the following is a type of investment risk?
A) Market risk
B) Guaranteed returns
C) Risk-free investing
- 10. Which organization is the primary regulator of the securities industry in the Philippines?
A) FED
B) FINRA
C) SEC
- 11. What does the Securities Investor Protection Corporation (SIPC) do?
A) Regulates investment advisors
B) Guarantees investment returns
C) Protects investors from losses due to brokerage firm failure
A) Ownership in a company
B) Represent loans to a government or corporation
C) Pools of money from multiple investors
- 13. Which of the following is considered a commodity?
A) Stock
B) Bond
C) Gold
- 14. What is Market Volatility?
A) The degree of price fluctuations in financial markets
B) The stability of market prices
C) Government Regulations
- 15. What does owning a stock typically represent?
A) Lending money to a company
B) Ownership in a company
C) A guaranteed return on investment
- 16. What aspect of the banknotes often sparks discussions about national identity?
A) Size of the Banknotes
B) Paper Quality
C) Cultural Symbols
- 17. What feature is included in the New Generation banknotes to aid the visually impaired?
A) Holographic Images
B) Scratch-and-Sniff Elements
C) Tactile Features
- 18. Besides security, what is another aim of the New Generation currency design and layout?
A) Promoting Online Banking
B) Ease of Use
C) Encouraging Cash Savings
- 19. What is essential for ensuring the currency meets the needs of the country?
A) Restricting Foreign Ownership
B) Public Engagement
C) Limiting Print Runs
- 20. What has been a common reaction to the design changes in the New Generation series?
A) Overwhelmingly Negative Views
B) Universally Positive Feedback
C) Mixed Reactions
- 21. What is the primary material used for the new series of Philippine banknotes that aims to improve durability and security?
A) Paper
B) Polymer
C) Cotton
- 22. Which agency is responsible for the design, production, and circulation of Philippine banknotes?
A) Philippine National Bank
B) Bangko Sentral ng Pilipinas
C) Department of Finance
- 23. Which of the following is a key security feature of the new polymer banknotes?
A) Rough texture
B) Transparent windows
C) Opaque design
- 24. Which denomination of the Philippine currency features the Visayan leopard cat on the new polymer banknote?
A) 100 Piso
B) 50 Piso
C) 200 Piso
- 25. Which iconic natural wonder is featured on the reverse side of the 100-Piso polymer banknote?
A) Mayon Volcano
B) Chocolate Hills
C) Banaue Rice Terraces
- 26. Which security feature is specifically mentioned as being present on the 500 and 1000 Piso polymer banknotes?
A) color changing feature
B) Watermark
C) Embedded thread
- 27. What feature is included on the new polymer banknotes to aid the visually impaired?
A) Braille
B) Raised print
C) Tactile dots
- 28. Which banknote is being phased out of circulation and replaced by a coin?
A) 20 pesos
B) 50 pesos
C) 100 pesos
- 29. What is one of the primary reasons cited for the shift to polymer banknotes?
A) Lower production cost
B) Increased durability
C) Easier to design
- 30. What endemic flower is featured on the 100 Piso banknote?
A) Sampaguita
B) Waling-waling
C) Ceratocentron fesselit
- 31. Which natural feature is found on the reverse side of the 500-Piso polymer banknote?
A) Puerto Princesa Subterranean River National Park
B) Mount Apo
C) Tubbataha Reefs Natural Park
- 32. Which of the following animals is featured on the 500 Piso Polymer banknote?
A) Tamaraw
B) Philippine Tarsier
C) Visayan Spotted Deer
- 33. Besides security, what is another reason for highlighting specific flora and fauna on the banknotes?
A) Promoting awareness
B) Supporting local artists
C) Showcasing Philippine history
- 34. How much longer do polymer banknotes last compared to paper banknotes, according to the Bangko Sentral ng Pilipinas (BSP)?
A) Three times longer
B) Five times longer
C) Twice as long
- 35. What is the primary goal of investing?
A) Generating future income or profit
B) Immediate consumption
C) Minimizing risk
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