- 1. Which of the following is NOT a key aspect of investment?
A) Assets Allocation
B) Short-term speculation
C) Risk tolerance
- 2. Which asset class is generally considered to have the highest risk?
A) Stocks
B) Bonds
C) Real estate
- 3. What is diversification?
A) Spreading investments
B) Maximizing short-term gains
C) Investing in a single asset
- 4. What is risk tolerance?
A) Guarantee of high returns
B) Desire to avoid all losses
C) An individual's capacity to losses
- 5. What is the definition of value investing?
A) Investing in high-growth companies
B) Following market trends
C) Buying undervalued assets
- 6. Which investment strategy focuses on generating a steady stream of income?
A) Value investing
B) Growth investing
C) Income investing
- 7. What is dollar-cost averaging?
A) Timing the market
B) Investing a fixed amount with intervals
C) Investing a lump sum
- 8. Which factor erodes the purchasing power of money over time?
A) Inflation
B) Deflation
C) Stable prices
- 9. Which of the following is a type of investment risk?
A) Guaranteed returns
B) Market risk
C) Risk-free investing
- 10. Which organization is the primary regulator of the securities industry in the Philippines?
A) FINRA
B) SEC
C) FED
- 11. What does the Securities Investor Protection Corporation (SIPC) do?
A) Protects investors from losses due to brokerage firm failure
B) Regulates investment advisors
C) Guarantees investment returns
A) Pools of money from multiple investors
B) Represent loans to a government or corporation
C) Ownership in a company
- 13. Which of the following is considered a commodity?
A) Gold
B) Bond
C) Stock
- 14. What is Market Volatility?
A) The degree of price fluctuations in financial markets
B) The stability of market prices
C) Government Regulations
- 15. What does owning a stock typically represent?
A) Lending money to a company
B) A guaranteed return on investment
C) Ownership in a company
- 16. What aspect of the banknotes often sparks discussions about national identity?
A) Paper Quality
B) Cultural Symbols
C) Size of the Banknotes
- 17. What feature is included in the New Generation banknotes to aid the visually impaired?
A) Scratch-and-Sniff Elements
B) Holographic Images
C) Tactile Features
- 18. Besides security, what is another aim of the New Generation currency design and layout?
A) Ease of Use
B) Encouraging Cash Savings
C) Promoting Online Banking
- 19. What is essential for ensuring the currency meets the needs of the country?
A) Limiting Print Runs
B) Restricting Foreign Ownership
C) Public Engagement
- 20. What has been a common reaction to the design changes in the New Generation series?
A) Universally Positive Feedback
B) Overwhelmingly Negative Views
C) Mixed Reactions
- 21. What is the primary material used for the new series of Philippine banknotes that aims to improve durability and security?
A) Polymer
B) Paper
C) Cotton
- 22. Which agency is responsible for the design, production, and circulation of Philippine banknotes?
A) Department of Finance
B) Bangko Sentral ng Pilipinas
C) Philippine National Bank
- 23. Which of the following is a key security feature of the new polymer banknotes?
A) Rough texture
B) Transparent windows
C) Opaque design
- 24. Which denomination of the Philippine currency features the Visayan leopard cat on the new polymer banknote?
A) 200 Piso
B) 100 Piso
C) 50 Piso
- 25. Which iconic natural wonder is featured on the reverse side of the 100-Piso polymer banknote?
A) Mayon Volcano
B) Chocolate Hills
C) Banaue Rice Terraces
- 26. Which security feature is specifically mentioned as being present on the 500 and 1000 Piso polymer banknotes?
A) color changing feature
B) Embedded thread
C) Watermark
- 27. What feature is included on the new polymer banknotes to aid the visually impaired?
A) Tactile dots
B) Braille
C) Raised print
- 28. Which banknote is being phased out of circulation and replaced by a coin?
A) 20 pesos
B) 100 pesos
C) 50 pesos
- 29. What is one of the primary reasons cited for the shift to polymer banknotes?
A) Lower production cost
B) Increased durability
C) Easier to design
- 30. What endemic flower is featured on the 100 Piso banknote?
A) Sampaguita
B) Ceratocentron fesselit
C) Waling-waling
- 31. Which natural feature is found on the reverse side of the 500-Piso polymer banknote?
A) Puerto Princesa Subterranean River National Park
B) Tubbataha Reefs Natural Park
C) Mount Apo
- 32. Which of the following animals is featured on the 500 Piso Polymer banknote?
A) Philippine Tarsier
B) Visayan Spotted Deer
C) Tamaraw
- 33. Besides security, what is another reason for highlighting specific flora and fauna on the banknotes?
A) Promoting awareness
B) Supporting local artists
C) Showcasing Philippine history
- 34. How much longer do polymer banknotes last compared to paper banknotes, according to the Bangko Sentral ng Pilipinas (BSP)?
A) Three times longer
B) Twice as long
C) Five times longer
- 35. What is the primary goal of investing?
A) Immediate consumption
B) Minimizing risk
C) Generating future income or profit
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