A) Electric bill B) Certificate of no pending case C) Water bill D) certificate of registration
A) 4 months B) 6 months C) 1 month D) 3 months
A) Signature of co-maker B) Copy of passport C) Business permit D) Certificate of Employment
A) Loan application form B) Daniel's signature C) Valid IDs D) Signature of spouse
A) Income Documents B) General Loan Application Documents C) Collateral Documents D) Generic Loan Documents
A) Transfer Certificate of Title B) Official Receipt and Certificate of Registration C) Copy of ownership D) Ta declaration and Ta clearance
A) Collateral Documents B) Generic Loan Documents C) Income Documents D) General Loan Application Documents
A) Loan amount B) Purpose of the loan C) Kind of employment D) Kind of business
A) To gain linkages with suppliers and customers B) To evaluate credit ratings C) To verify the identity of the borrower D) To assess the financial capability of the borrower
A) Borrower's signature only B) Borrower and co-maker's signature C) Borrower and spouse's signature D) Co-maker signature only
A) Manager B) Credit analyst C) Loan officer D) Credit Bureau
A) Copy of Visa B) Copy of Income Tax Return C) Business/ Mayor’s Permit D) Employment Certificate
A) Loanable amount B) Both a and b C) Credit history D) Credit balance
A) Audited Financial Statements B) Business/ Mayor’s Permit C) Certificate of Employment D) Bank Statement
A) Her ITR must be for the last 6 years B) She must not submit the ITR C) Her ITR must be for the last 2 years D) She must submit two copies if her ITR
A) Having ability to pay bills on time. B) Having money left over at the end of the month. C) Having enough money to buy something. D) A plan made in advance regarding the expenditure of money based on available income.
A) Helping spend wisely B) Increasing income C) Estimating income and expenses D) Saving for future expenses
A) All of the them B) To facilitate comparisons of historic data and projections of future Performance. C) To give an idea of how the actual statement will look like. D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the company is liquid and has paid all its investors’ dividends. B) the company is solvent. C) the cash flow of the company is positive. D) the resources are unlimited.
A) Specific, measurable, assignable, realistic, time-related B) Smart, measurable, assignable, realistic, time-related C) None of the above D) Specific, macro, assignable, realistic, time-related
A) Maybe B) False C) True
A) True B) False C) Maybe
A) earnings per share and cash dividends. B) profit and earnings per share. C) increase in share price and cash dividends. D) increase in share price and earnings per share.
A) profits. B) cash flow C) earnings per share. D) Shared value
A) funds that mature in more than one year. B) short-term funds. C) flows of funds. D) stocks and bonds.
A) A budget is a financial plan. B) Budgets provide direction and coordination. C) A budget looks back and review performance. D) Budgets motivate staff.
A) None of the above B) Cash Budget C) Production Budget D) Sales Budget
A) A plan for how much money should be made in a given period B) A plan of tracking an inventory and how much they sell C) A plan of how much an item will cost. D) A plan of items to be sold.
A) Small businesses do not record variances. B) Budgeting can be time consuming. C) Budgeting is for large firms only D) All of the above.
A) It prevents company to incur net losses. B) It promotes study, research, and focus on the future. C) It is a means of coordinating business activities? D) It is a source of motivation.
A) commercial bank B) credit union C) life insurance company D) savings bank
A) purchasers; sellers B) users; suppliers C) users; providers D) suppliers; users
A) the federal government B) the Board of Directors. C) the firm's employees D) the firm's stockholders
A) credit union B) life insurance company C) pension fund D) savings bank
A) credit union B) mutual fund C) savings bank D) savings and loans
A) a private placement. B) a public offering. C) a stock exchange. D) a direct placement.
A) Investing customers’ savings in stocks and bonds B) Paying savers’ interest on deposited funds C) Buying the businesses of customers D) Lending money to customers
A) earnings per share. B) timing of the returns C) cash flows available to stockholders D) risk of the investment
A) EPS and stock price B) cash flow and stock price. C) risk and cash flow. D) risk and EPS.
A) Deposit B) Premium C) Interest D) Dividend
A) Stockholder B) Bondholder C) Creditor D) Broker
A) Interest B) Premium C) Capital Gains D) Dividends
A) Mutual funds B) Savings C) Time deposit D) Current
A) 3,000 B) 7,000 C) 4,000 D) 6,000
A) 7,00 B) 4,00 C) 6,500 D) 7,500
A) 4,000 B) 13,000 C) 14,000 D) 7,500
A) 423.07 B) 5,513 C) 71,500 D) none of them
A) 9,500 B) 90,000 C) 6,015 D) 400
A) 437.5 B) 7,500 C) 7,016 D) 112,000
A) None of the above B) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units C) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |