A) certificate of registration B) Water bill C) Electric bill D) Certificate of no pending case
A) 3 months B) 4 months C) 6 months D) 1 month
A) Copy of passport B) Business permit C) Signature of co-maker D) Certificate of Employment
A) Valid IDs B) Daniel's signature C) Signature of spouse D) Loan application form
A) Collateral Documents B) Income Documents C) Generic Loan Documents D) General Loan Application Documents
A) Ta declaration and Ta clearance B) Copy of ownership C) Transfer Certificate of Title D) Official Receipt and Certificate of Registration
A) Generic Loan Documents B) General Loan Application Documents C) Collateral Documents D) Income Documents
A) Kind of business B) Kind of employment C) Purpose of the loan D) Loan amount
A) To evaluate credit ratings B) To verify the identity of the borrower C) To assess the financial capability of the borrower D) To gain linkages with suppliers and customers
A) Borrower and co-maker's signature B) Borrower's signature only C) Co-maker signature only D) Borrower and spouse's signature
A) Credit Bureau B) Manager C) Loan officer D) Credit analyst
A) Business/ Mayor’s Permit B) Employment Certificate C) Copy of Visa D) Copy of Income Tax Return
A) Credit balance B) Both a and b C) Loanable amount D) Credit history
A) Audited Financial Statements B) Business/ Mayor’s Permit C) Bank Statement D) Certificate of Employment
A) Her ITR must be for the last 2 years B) Her ITR must be for the last 6 years C) She must not submit the ITR D) She must submit two copies if her ITR
A) Having ability to pay bills on time. B) Having money left over at the end of the month. C) A plan made in advance regarding the expenditure of money based on available income. D) Having enough money to buy something.
A) Saving for future expenses B) Helping spend wisely C) Increasing income D) Estimating income and expenses
A) All of the them B) To give an idea of how the actual statement will look like. C) To facilitate comparisons of historic data and projections of future Performance. D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the company is liquid and has paid all its investors’ dividends. B) the cash flow of the company is positive. C) the company is solvent. D) the resources are unlimited.
A) Specific, macro, assignable, realistic, time-related B) Specific, measurable, assignable, realistic, time-related C) None of the above D) Smart, measurable, assignable, realistic, time-related
A) Maybe B) False C) True
A) Maybe B) False C) True
A) earnings per share and cash dividends. B) profit and earnings per share. C) increase in share price and cash dividends. D) increase in share price and earnings per share.
A) cash flow B) profits. C) Shared value D) earnings per share.
A) short-term funds. B) funds that mature in more than one year. C) flows of funds. D) stocks and bonds.
A) Budgets provide direction and coordination. B) Budgets motivate staff. C) A budget is a financial plan. D) A budget looks back and review performance.
A) Cash Budget B) None of the above C) Sales Budget D) Production Budget
A) A plan of items to be sold. B) A plan for how much money should be made in a given period C) A plan of how much an item will cost. D) A plan of tracking an inventory and how much they sell
A) Budgeting can be time consuming. B) Budgeting is for large firms only C) All of the above. D) Small businesses do not record variances.
A) It prevents company to incur net losses. B) It is a source of motivation. C) It promotes study, research, and focus on the future. D) It is a means of coordinating business activities?
A) commercial bank B) savings bank C) life insurance company D) credit union
A) users; providers B) users; suppliers C) suppliers; users D) purchasers; sellers
A) the Board of Directors. B) the firm's stockholders C) the firm's employees D) the federal government
A) pension fund B) life insurance company C) savings bank D) credit union
A) savings bank B) mutual fund C) credit union D) savings and loans
A) a private placement. B) a direct placement. C) a public offering. D) a stock exchange.
A) Investing customers’ savings in stocks and bonds B) Paying savers’ interest on deposited funds C) Buying the businesses of customers D) Lending money to customers
A) risk of the investment B) earnings per share. C) timing of the returns D) cash flows available to stockholders
A) EPS and stock price B) risk and EPS. C) risk and cash flow. D) cash flow and stock price.
A) Deposit B) Interest C) Premium D) Dividend
A) Stockholder B) Bondholder C) Creditor D) Broker
A) Dividends B) Premium C) Capital Gains D) Interest
A) Time deposit B) Savings C) Current D) Mutual funds
A) 6,000 B) 4,000 C) 3,000 D) 7,000
A) 7,500 B) 7,00 C) 4,00 D) 6,500
A) 13,000 B) 7,500 C) 4,000 D) 14,000
A) none of them B) 71,500 C) 423.07 D) 5,513
A) 9,500 B) 90,000 C) 400 D) 6,015
A) 7,016 B) 437.5 C) 7,500 D) 112,000
A) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units B) None of the above C) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units D) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units |