A) Water bill B) certificate of registration C) Electric bill D) Certificate of no pending case
A) 6 months B) 3 months C) 4 months D) 1 month
A) Business permit B) Signature of co-maker C) Copy of passport D) Certificate of Employment
A) Valid IDs B) Loan application form C) Signature of spouse D) Daniel's signature
A) Income Documents B) Collateral Documents C) General Loan Application Documents D) Generic Loan Documents
A) Ta declaration and Ta clearance B) Copy of ownership C) Transfer Certificate of Title D) Official Receipt and Certificate of Registration
A) Collateral Documents B) Income Documents C) Generic Loan Documents D) General Loan Application Documents
A) Kind of business B) Loan amount C) Purpose of the loan D) Kind of employment
A) To verify the identity of the borrower B) To assess the financial capability of the borrower C) To gain linkages with suppliers and customers D) To evaluate credit ratings
A) Borrower's signature only B) Borrower and spouse's signature C) Borrower and co-maker's signature D) Co-maker signature only
A) Loan officer B) Credit Bureau C) Credit analyst D) Manager
A) Copy of Visa B) Employment Certificate C) Copy of Income Tax Return D) Business/ Mayor’s Permit
A) Loanable amount B) Credit history C) Credit balance D) Both a and b
A) Certificate of Employment B) Bank Statement C) Business/ Mayor’s Permit D) Audited Financial Statements
A) She must not submit the ITR B) She must submit two copies if her ITR C) Her ITR must be for the last 2 years D) Her ITR must be for the last 6 years
A) A plan made in advance regarding the expenditure of money based on available income. B) Having ability to pay bills on time. C) Having enough money to buy something. D) Having money left over at the end of the month.
A) Estimating income and expenses B) Helping spend wisely C) Increasing income D) Saving for future expenses
A) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. B) All of the them C) To facilitate comparisons of historic data and projections of future Performance. D) To give an idea of how the actual statement will look like.
A) the cash flow of the company is positive. B) the company is liquid and has paid all its investors’ dividends. C) the company is solvent. D) the resources are unlimited.
A) Specific, macro, assignable, realistic, time-related B) Smart, measurable, assignable, realistic, time-related C) None of the above D) Specific, measurable, assignable, realistic, time-related
A) False B) True C) Maybe
A) Maybe B) False C) True
A) earnings per share and cash dividends. B) increase in share price and earnings per share. C) profit and earnings per share. D) increase in share price and cash dividends.
A) earnings per share. B) Shared value C) cash flow D) profits.
A) flows of funds. B) funds that mature in more than one year. C) stocks and bonds. D) short-term funds.
A) A budget is a financial plan. B) A budget looks back and review performance. C) Budgets motivate staff. D) Budgets provide direction and coordination.
A) Cash Budget B) None of the above C) Production Budget D) Sales Budget
A) A plan of items to be sold. B) A plan of tracking an inventory and how much they sell C) A plan of how much an item will cost. D) A plan for how much money should be made in a given period
A) Budgeting can be time consuming. B) Budgeting is for large firms only C) Small businesses do not record variances. D) All of the above.
A) It is a means of coordinating business activities? B) It promotes study, research, and focus on the future. C) It prevents company to incur net losses. D) It is a source of motivation.
A) life insurance company B) commercial bank C) credit union D) savings bank
A) purchasers; sellers B) users; suppliers C) suppliers; users D) users; providers
A) the firm's stockholders B) the firm's employees C) the Board of Directors. D) the federal government
A) savings bank B) life insurance company C) pension fund D) credit union
A) mutual fund B) credit union C) savings and loans D) savings bank
A) a public offering. B) a direct placement. C) a stock exchange. D) a private placement.
A) Paying savers’ interest on deposited funds B) Buying the businesses of customers C) Lending money to customers D) Investing customers’ savings in stocks and bonds
A) earnings per share. B) risk of the investment C) timing of the returns D) cash flows available to stockholders
A) risk and cash flow. B) risk and EPS. C) EPS and stock price D) cash flow and stock price.
A) Premium B) Dividend C) Interest D) Deposit
A) Broker B) Creditor C) Bondholder D) Stockholder
A) Interest B) Premium C) Capital Gains D) Dividends
A) Mutual funds B) Time deposit C) Savings D) Current
A) 6,000 B) 3,000 C) 7,000 D) 4,000
A) 4,00 B) 6,500 C) 7,500 D) 7,00
A) 14,000 B) 13,000 C) 7,500 D) 4,000
A) none of them B) 5,513 C) 71,500 D) 423.07
A) 6,015 B) 90,000 C) 9,500 D) 400
A) 7,016 B) 437.5 C) 7,500 D) 112,000
A) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units B) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units C) None of the above D) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units |