A) certificate of registration B) Water bill C) Electric bill D) Certificate of no pending case
A) 6 months B) 3 months C) 4 months D) 1 month
A) Copy of passport B) Business permit C) Signature of co-maker D) Certificate of Employment
A) Loan application form B) Valid IDs C) Daniel's signature D) Signature of spouse
A) General Loan Application Documents B) Generic Loan Documents C) Income Documents D) Collateral Documents
A) Ta declaration and Ta clearance B) Copy of ownership C) Transfer Certificate of Title D) Official Receipt and Certificate of Registration
A) Generic Loan Documents B) General Loan Application Documents C) Income Documents D) Collateral Documents
A) Kind of employment B) Kind of business C) Loan amount D) Purpose of the loan
A) To gain linkages with suppliers and customers B) To verify the identity of the borrower C) To evaluate credit ratings D) To assess the financial capability of the borrower
A) Borrower and spouse's signature B) Borrower and co-maker's signature C) Co-maker signature only D) Borrower's signature only
A) Credit Bureau B) Credit analyst C) Manager D) Loan officer
A) Employment Certificate B) Copy of Visa C) Business/ Mayor’s Permit D) Copy of Income Tax Return
A) Credit history B) Credit balance C) Both a and b D) Loanable amount
A) Business/ Mayor’s Permit B) Bank Statement C) Certificate of Employment D) Audited Financial Statements
A) She must not submit the ITR B) She must submit two copies if her ITR C) Her ITR must be for the last 2 years D) Her ITR must be for the last 6 years
A) Having enough money to buy something. B) Having ability to pay bills on time. C) Having money left over at the end of the month. D) A plan made in advance regarding the expenditure of money based on available income.
A) Helping spend wisely B) Increasing income C) Saving for future expenses D) Estimating income and expenses
A) To give an idea of how the actual statement will look like. B) To facilitate comparisons of historic data and projections of future Performance. C) All of the them D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the resources are unlimited. B) the company is solvent. C) the company is liquid and has paid all its investors’ dividends. D) the cash flow of the company is positive.
A) None of the above B) Smart, measurable, assignable, realistic, time-related C) Specific, measurable, assignable, realistic, time-related D) Specific, macro, assignable, realistic, time-related
A) False B) Maybe C) True
A) True B) Maybe C) False
A) earnings per share and cash dividends. B) increase in share price and cash dividends. C) profit and earnings per share. D) increase in share price and earnings per share.
A) Shared value B) earnings per share. C) profits. D) cash flow
A) flows of funds. B) short-term funds. C) stocks and bonds. D) funds that mature in more than one year.
A) A budget is a financial plan. B) Budgets provide direction and coordination. C) A budget looks back and review performance. D) Budgets motivate staff.
A) Cash Budget B) Sales Budget C) Production Budget D) None of the above
A) A plan of items to be sold. B) A plan of tracking an inventory and how much they sell C) A plan for how much money should be made in a given period D) A plan of how much an item will cost.
A) Small businesses do not record variances. B) All of the above. C) Budgeting can be time consuming. D) Budgeting is for large firms only
A) It is a source of motivation. B) It promotes study, research, and focus on the future. C) It prevents company to incur net losses. D) It is a means of coordinating business activities?
A) savings bank B) commercial bank C) credit union D) life insurance company
A) users; suppliers B) suppliers; users C) purchasers; sellers D) users; providers
A) the firm's stockholders B) the federal government C) the firm's employees D) the Board of Directors.
A) savings bank B) life insurance company C) credit union D) pension fund
A) savings and loans B) credit union C) mutual fund D) savings bank
A) a private placement. B) a stock exchange. C) a public offering. D) a direct placement.
A) Buying the businesses of customers B) Lending money to customers C) Investing customers’ savings in stocks and bonds D) Paying savers’ interest on deposited funds
A) risk of the investment B) timing of the returns C) earnings per share. D) cash flows available to stockholders
A) EPS and stock price B) cash flow and stock price. C) risk and EPS. D) risk and cash flow.
A) Premium B) Dividend C) Interest D) Deposit
A) Bondholder B) Creditor C) Broker D) Stockholder
A) Interest B) Premium C) Capital Gains D) Dividends
A) Time deposit B) Current C) Savings D) Mutual funds
A) 6,000 B) 7,000 C) 3,000 D) 4,000
A) 7,500 B) 7,00 C) 6,500 D) 4,00
A) 7,500 B) 13,000 C) 14,000 D) 4,000
A) 71,500 B) none of them C) 423.07 D) 5,513
A) 400 B) 6,015 C) 90,000 D) 9,500
A) 112,000 B) 437.5 C) 7,016 D) 7,500
A) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units B) None of the above C) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |