A) Water bill B) certificate of registration C) Certificate of no pending case D) Electric bill
A) 4 months B) 3 months C) 6 months D) 1 month
A) Signature of co-maker B) Copy of passport C) Certificate of Employment D) Business permit
A) Signature of spouse B) Daniel's signature C) Valid IDs D) Loan application form
A) Income Documents B) Collateral Documents C) General Loan Application Documents D) Generic Loan Documents
A) Official Receipt and Certificate of Registration B) Ta declaration and Ta clearance C) Transfer Certificate of Title D) Copy of ownership
A) General Loan Application Documents B) Income Documents C) Generic Loan Documents D) Collateral Documents
A) Kind of business B) Kind of employment C) Purpose of the loan D) Loan amount
A) To assess the financial capability of the borrower B) To verify the identity of the borrower C) To evaluate credit ratings D) To gain linkages with suppliers and customers
A) Borrower's signature only B) Borrower and co-maker's signature C) Co-maker signature only D) Borrower and spouse's signature
A) Credit Bureau B) Manager C) Credit analyst D) Loan officer
A) Copy of Income Tax Return B) Employment Certificate C) Copy of Visa D) Business/ Mayor’s Permit
A) Credit balance B) Credit history C) Both a and b D) Loanable amount
A) Business/ Mayor’s Permit B) Bank Statement C) Certificate of Employment D) Audited Financial Statements
A) She must not submit the ITR B) Her ITR must be for the last 2 years C) Her ITR must be for the last 6 years D) She must submit two copies if her ITR
A) Having enough money to buy something. B) Having money left over at the end of the month. C) A plan made in advance regarding the expenditure of money based on available income. D) Having ability to pay bills on time.
A) Helping spend wisely B) Estimating income and expenses C) Saving for future expenses D) Increasing income
A) To facilitate comparisons of historic data and projections of future Performance. B) To give an idea of how the actual statement will look like. C) All of the them D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the company is solvent. B) the company is liquid and has paid all its investors’ dividends. C) the resources are unlimited. D) the cash flow of the company is positive.
A) Smart, measurable, assignable, realistic, time-related B) None of the above C) Specific, macro, assignable, realistic, time-related D) Specific, measurable, assignable, realistic, time-related
A) True B) False C) Maybe
A) False B) True C) Maybe
A) profit and earnings per share. B) increase in share price and cash dividends. C) earnings per share and cash dividends. D) increase in share price and earnings per share.
A) Shared value B) earnings per share. C) profits. D) cash flow
A) flows of funds. B) short-term funds. C) stocks and bonds. D) funds that mature in more than one year.
A) Budgets provide direction and coordination. B) A budget is a financial plan. C) Budgets motivate staff. D) A budget looks back and review performance.
A) Production Budget B) None of the above C) Cash Budget D) Sales Budget
A) A plan of how much an item will cost. B) A plan of tracking an inventory and how much they sell C) A plan of items to be sold. D) A plan for how much money should be made in a given period
A) All of the above. B) Small businesses do not record variances. C) Budgeting can be time consuming. D) Budgeting is for large firms only
A) It is a means of coordinating business activities? B) It prevents company to incur net losses. C) It promotes study, research, and focus on the future. D) It is a source of motivation.
A) life insurance company B) commercial bank C) savings bank D) credit union
A) users; suppliers B) users; providers C) purchasers; sellers D) suppliers; users
A) the federal government B) the Board of Directors. C) the firm's employees D) the firm's stockholders
A) savings bank B) pension fund C) credit union D) life insurance company
A) savings bank B) mutual fund C) credit union D) savings and loans
A) a stock exchange. B) a private placement. C) a public offering. D) a direct placement.
A) Lending money to customers B) Investing customers’ savings in stocks and bonds C) Buying the businesses of customers D) Paying savers’ interest on deposited funds
A) cash flows available to stockholders B) timing of the returns C) risk of the investment D) earnings per share.
A) EPS and stock price B) risk and cash flow. C) risk and EPS. D) cash flow and stock price.
A) Dividend B) Interest C) Premium D) Deposit
A) Stockholder B) Creditor C) Broker D) Bondholder
A) Dividends B) Premium C) Interest D) Capital Gains
A) Current B) Mutual funds C) Savings D) Time deposit
A) 3,000 B) 6,000 C) 4,000 D) 7,000
A) 6,500 B) 7,00 C) 4,00 D) 7,500
A) 14,000 B) 13,000 C) 7,500 D) 4,000
A) 5,513 B) 71,500 C) 423.07 D) none of them
A) 90,000 B) 400 C) 6,015 D) 9,500
A) 437.5 B) 7,016 C) 7,500 D) 112,000
A) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units B) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units C) None of the above D) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units |