A) Certificate of no pending case B) certificate of registration C) Electric bill D) Water bill
A) 3 months B) 1 month C) 6 months D) 4 months
A) Business permit B) Signature of co-maker C) Certificate of Employment D) Copy of passport
A) Loan application form B) Valid IDs C) Signature of spouse D) Daniel's signature
A) Income Documents B) Generic Loan Documents C) Collateral Documents D) General Loan Application Documents
A) Copy of ownership B) Ta declaration and Ta clearance C) Official Receipt and Certificate of Registration D) Transfer Certificate of Title
A) Income Documents B) Generic Loan Documents C) Collateral Documents D) General Loan Application Documents
A) Purpose of the loan B) Kind of employment C) Kind of business D) Loan amount
A) To evaluate credit ratings B) To verify the identity of the borrower C) To assess the financial capability of the borrower D) To gain linkages with suppliers and customers
A) Co-maker signature only B) Borrower and spouse's signature C) Borrower and co-maker's signature D) Borrower's signature only
A) Credit Bureau B) Loan officer C) Manager D) Credit analyst
A) Employment Certificate B) Business/ Mayor’s Permit C) Copy of Income Tax Return D) Copy of Visa
A) Loanable amount B) Credit history C) Both a and b D) Credit balance
A) Business/ Mayor’s Permit B) Bank Statement C) Audited Financial Statements D) Certificate of Employment
A) She must submit two copies if her ITR B) She must not submit the ITR C) Her ITR must be for the last 2 years D) Her ITR must be for the last 6 years
A) A plan made in advance regarding the expenditure of money based on available income. B) Having money left over at the end of the month. C) Having ability to pay bills on time. D) Having enough money to buy something.
A) Saving for future expenses B) Estimating income and expenses C) Helping spend wisely D) Increasing income
A) All of the them B) To facilitate comparisons of historic data and projections of future Performance. C) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. D) To give an idea of how the actual statement will look like.
A) the company is solvent. B) the resources are unlimited. C) the cash flow of the company is positive. D) the company is liquid and has paid all its investors’ dividends.
A) Specific, measurable, assignable, realistic, time-related B) None of the above C) Specific, macro, assignable, realistic, time-related D) Smart, measurable, assignable, realistic, time-related
A) True B) Maybe C) False
A) True B) Maybe C) False
A) increase in share price and cash dividends. B) profit and earnings per share. C) increase in share price and earnings per share. D) earnings per share and cash dividends.
A) Shared value B) earnings per share. C) profits. D) cash flow
A) short-term funds. B) flows of funds. C) stocks and bonds. D) funds that mature in more than one year.
A) Budgets motivate staff. B) A budget is a financial plan. C) Budgets provide direction and coordination. D) A budget looks back and review performance.
A) Production Budget B) None of the above C) Sales Budget D) Cash Budget
A) A plan of items to be sold. B) A plan of tracking an inventory and how much they sell C) A plan for how much money should be made in a given period D) A plan of how much an item will cost.
A) All of the above. B) Budgeting is for large firms only C) Budgeting can be time consuming. D) Small businesses do not record variances.
A) It prevents company to incur net losses. B) It promotes study, research, and focus on the future. C) It is a means of coordinating business activities? D) It is a source of motivation.
A) savings bank B) credit union C) life insurance company D) commercial bank
A) users; suppliers B) users; providers C) suppliers; users D) purchasers; sellers
A) the firm's stockholders B) the federal government C) the Board of Directors. D) the firm's employees
A) savings bank B) credit union C) pension fund D) life insurance company
A) savings and loans B) mutual fund C) credit union D) savings bank
A) a direct placement. B) a private placement. C) a public offering. D) a stock exchange.
A) Paying savers’ interest on deposited funds B) Buying the businesses of customers C) Investing customers’ savings in stocks and bonds D) Lending money to customers
A) timing of the returns B) cash flows available to stockholders C) risk of the investment D) earnings per share.
A) risk and cash flow. B) EPS and stock price C) cash flow and stock price. D) risk and EPS.
A) Premium B) Dividend C) Interest D) Deposit
A) Bondholder B) Stockholder C) Broker D) Creditor
A) Premium B) Interest C) Dividends D) Capital Gains
A) Time deposit B) Mutual funds C) Current D) Savings
A) 4,000 B) 7,000 C) 6,000 D) 3,000
A) 7,00 B) 6,500 C) 7,500 D) 4,00
A) 13,000 B) 7,500 C) 14,000 D) 4,000
A) 423.07 B) 71,500 C) 5,513 D) none of them
A) 6,015 B) 9,500 C) 90,000 D) 400
A) 437.5 B) 7,500 C) 7,016 D) 112,000
A) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units B) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units C) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units D) None of the above |