A) certificate of registration B) Certificate of no pending case C) Water bill D) Electric bill
A) 3 months B) 1 month C) 6 months D) 4 months
A) Business permit B) Certificate of Employment C) Signature of co-maker D) Copy of passport
A) Valid IDs B) Signature of spouse C) Loan application form D) Daniel's signature
A) Income Documents B) Collateral Documents C) General Loan Application Documents D) Generic Loan Documents
A) Transfer Certificate of Title B) Official Receipt and Certificate of Registration C) Ta declaration and Ta clearance D) Copy of ownership
A) Income Documents B) General Loan Application Documents C) Generic Loan Documents D) Collateral Documents
A) Kind of employment B) Loan amount C) Kind of business D) Purpose of the loan
A) To assess the financial capability of the borrower B) To gain linkages with suppliers and customers C) To evaluate credit ratings D) To verify the identity of the borrower
A) Borrower and co-maker's signature B) Borrower and spouse's signature C) Co-maker signature only D) Borrower's signature only
A) Loan officer B) Credit Bureau C) Credit analyst D) Manager
A) Copy of Visa B) Business/ Mayor’s Permit C) Employment Certificate D) Copy of Income Tax Return
A) Loanable amount B) Credit balance C) Credit history D) Both a and b
A) Bank Statement B) Certificate of Employment C) Audited Financial Statements D) Business/ Mayor’s Permit
A) She must submit two copies if her ITR B) She must not submit the ITR C) Her ITR must be for the last 2 years D) Her ITR must be for the last 6 years
A) Having ability to pay bills on time. B) A plan made in advance regarding the expenditure of money based on available income. C) Having enough money to buy something. D) Having money left over at the end of the month.
A) Saving for future expenses B) Helping spend wisely C) Increasing income D) Estimating income and expenses
A) To facilitate comparisons of historic data and projections of future Performance. B) All of the them C) To give an idea of how the actual statement will look like. D) It helps you get financed because the lenders or investors will see how you would use their money to grow your business.
A) the cash flow of the company is positive. B) the resources are unlimited. C) the company is solvent. D) the company is liquid and has paid all its investors’ dividends.
A) None of the above B) Specific, measurable, assignable, realistic, time-related C) Specific, macro, assignable, realistic, time-related D) Smart, measurable, assignable, realistic, time-related
A) Maybe B) True C) False
A) Maybe B) False C) True
A) increase in share price and earnings per share. B) increase in share price and cash dividends. C) earnings per share and cash dividends. D) profit and earnings per share.
A) profits. B) Shared value C) cash flow D) earnings per share.
A) stocks and bonds. B) short-term funds. C) flows of funds. D) funds that mature in more than one year.
A) Budgets provide direction and coordination. B) A budget looks back and review performance. C) A budget is a financial plan. D) Budgets motivate staff.
A) None of the above B) Sales Budget C) Production Budget D) Cash Budget
A) A plan of tracking an inventory and how much they sell B) A plan of items to be sold. C) A plan for how much money should be made in a given period D) A plan of how much an item will cost.
A) All of the above. B) Small businesses do not record variances. C) Budgeting can be time consuming. D) Budgeting is for large firms only
A) It prevents company to incur net losses. B) It promotes study, research, and focus on the future. C) It is a means of coordinating business activities? D) It is a source of motivation.
A) life insurance company B) credit union C) savings bank D) commercial bank
A) suppliers; users B) users; suppliers C) users; providers D) purchasers; sellers
A) the firm's employees B) the firm's stockholders C) the Board of Directors. D) the federal government
A) pension fund B) savings bank C) life insurance company D) credit union
A) savings bank B) savings and loans C) credit union D) mutual fund
A) a direct placement. B) a stock exchange. C) a private placement. D) a public offering.
A) Investing customers’ savings in stocks and bonds B) Paying savers’ interest on deposited funds C) Buying the businesses of customers D) Lending money to customers
A) risk of the investment B) earnings per share. C) timing of the returns D) cash flows available to stockholders
A) risk and cash flow. B) cash flow and stock price. C) risk and EPS. D) EPS and stock price
A) Interest B) Deposit C) Dividend D) Premium
A) Broker B) Stockholder C) Creditor D) Bondholder
A) Premium B) Capital Gains C) Dividends D) Interest
A) Savings B) Current C) Mutual funds D) Time deposit
A) 6,000 B) 3,000 C) 7,000 D) 4,000
A) 7,00 B) 4,00 C) 7,500 D) 6,500
A) 4,000 B) 14,000 C) 7,500 D) 13,000
A) none of them B) 5,513 C) 71,500 D) 423.07
A) 400 B) 90,000 C) 9,500 D) 6,015
A) 112,000 B) 437.5 C) 7,016 D) 7,500
A) None of the above B) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units C) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |