A) Water bill B) certificate of registration C) Certificate of no pending case D) Electric bill
A) 6 months B) 3 months C) 1 month D) 4 months
A) Copy of passport B) Business permit C) Certificate of Employment D) Signature of co-maker
A) Loan application form B) Valid IDs C) Daniel's signature D) Signature of spouse
A) Generic Loan Documents B) Income Documents C) General Loan Application Documents D) Collateral Documents
A) Transfer Certificate of Title B) Official Receipt and Certificate of Registration C) Ta declaration and Ta clearance D) Copy of ownership
A) Income Documents B) Generic Loan Documents C) General Loan Application Documents D) Collateral Documents
A) Loan amount B) Kind of employment C) Purpose of the loan D) Kind of business
A) To evaluate credit ratings B) To verify the identity of the borrower C) To gain linkages with suppliers and customers D) To assess the financial capability of the borrower
A) Borrower and co-maker's signature B) Borrower and spouse's signature C) Borrower's signature only D) Co-maker signature only
A) Loan officer B) Credit analyst C) Manager D) Credit Bureau
A) Business/ Mayor’s Permit B) Copy of Income Tax Return C) Copy of Visa D) Employment Certificate
A) Loanable amount B) Credit balance C) Credit history D) Both a and b
A) Audited Financial Statements B) Business/ Mayor’s Permit C) Bank Statement D) Certificate of Employment
A) She must submit two copies if her ITR B) Her ITR must be for the last 2 years C) Her ITR must be for the last 6 years D) She must not submit the ITR
A) Having ability to pay bills on time. B) A plan made in advance regarding the expenditure of money based on available income. C) Having enough money to buy something. D) Having money left over at the end of the month.
A) Helping spend wisely B) Estimating income and expenses C) Saving for future expenses D) Increasing income
A) It helps you get financed because the lenders or investors will see how you would use their money to grow your business. B) To facilitate comparisons of historic data and projections of future Performance. C) To give an idea of how the actual statement will look like. D) All of the them
A) the company is liquid and has paid all its investors’ dividends. B) the cash flow of the company is positive. C) the resources are unlimited. D) the company is solvent.
A) Smart, measurable, assignable, realistic, time-related B) Specific, macro, assignable, realistic, time-related C) Specific, measurable, assignable, realistic, time-related D) None of the above
A) Maybe B) True C) False
A) False B) True C) Maybe
A) profit and earnings per share. B) increase in share price and earnings per share. C) increase in share price and cash dividends. D) earnings per share and cash dividends.
A) earnings per share. B) cash flow C) profits. D) Shared value
A) stocks and bonds. B) funds that mature in more than one year. C) short-term funds. D) flows of funds.
A) A budget is a financial plan. B) Budgets provide direction and coordination. C) Budgets motivate staff. D) A budget looks back and review performance.
A) Cash Budget B) Production Budget C) None of the above D) Sales Budget
A) A plan of items to be sold. B) A plan for how much money should be made in a given period C) A plan of tracking an inventory and how much they sell D) A plan of how much an item will cost.
A) Budgeting can be time consuming. B) Small businesses do not record variances. C) All of the above. D) Budgeting is for large firms only
A) It is a source of motivation. B) It promotes study, research, and focus on the future. C) It prevents company to incur net losses. D) It is a means of coordinating business activities?
A) commercial bank B) credit union C) life insurance company D) savings bank
A) suppliers; users B) users; suppliers C) users; providers D) purchasers; sellers
A) the firm's employees B) the Board of Directors. C) the federal government D) the firm's stockholders
A) life insurance company B) credit union C) savings bank D) pension fund
A) savings bank B) mutual fund C) credit union D) savings and loans
A) a stock exchange. B) a private placement. C) a direct placement. D) a public offering.
A) Investing customers’ savings in stocks and bonds B) Buying the businesses of customers C) Paying savers’ interest on deposited funds D) Lending money to customers
A) cash flows available to stockholders B) earnings per share. C) risk of the investment D) timing of the returns
A) cash flow and stock price. B) risk and EPS. C) risk and cash flow. D) EPS and stock price
A) Interest B) Premium C) Deposit D) Dividend
A) Broker B) Creditor C) Stockholder D) Bondholder
A) Premium B) Capital Gains C) Dividends D) Interest
A) Time deposit B) Savings C) Mutual funds D) Current
A) 3,000 B) 7,000 C) 4,000 D) 6,000
A) 7,500 B) 7,00 C) 4,00 D) 6,500
A) 4,000 B) 14,000 C) 13,000 D) 7,500
A) 5,513 B) 423.07 C) none of them D) 71,500
A) 400 B) 90,000 C) 9,500 D) 6,015
A) 7,016 B) 437.5 C) 7,500 D) 112,000
A) None of the above B) Expected Sales in Units + Planned Ending Inventory Units – Beginning Inventory in Units C) Expected Sales in Units + Beginning Inventory in Units + Planned Ending Inventory Units D) Planned Ending Inventory Units + Beginning Inventory in Units – Expected Sales in Units |