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How to follow fair-housing laws
Contributed by: Frost
  • 1. What is the primary goal of fair housing laws?
A) To simplify the rental process
B) To prevent discrimination in housing
C) To control zoning regulations
D) To increase property values
  • 2. Which of the following is a protected class under the Fair Housing Act?
A) Familial status
B) Occupation
C) Political affiliation
D) Credit score
  • 3. What does 'steering' refer to in housing discrimination?
A) Providing inaccurate housing information
B) Directing people to or away from certain neighborhoods
C) Charging excessive rent to certain groups
D) Failing to maintain properties properly
  • 4. What is 'redlining'?
A) Ignoring maintenance requests
B) Misrepresenting property values
C) Denying services based on location (often race-based)
D) Requiring excessive security deposits
  • 5. Which law prohibits discrimination in housing based on disability?
A) Americans with Disabilities Act (ADA)
B) Civil Rights Act of 1964
C) Equal Credit Opportunity Act
D) Fair Housing Act
  • 6. What type of modification must a landlord allow a disabled tenant to make at their own expense?
A) Cosmetic improvements
B) Major structural changes
C) Any requested modification
D) Reasonable modifications
  • 7. Who enforces the Fair Housing Act?
A) IRS (Internal Revenue Service)
B) EPA (Environmental Protection Agency)
C) FBI (Federal Bureau of Investigation)
D) HUD (Department of Housing and Urban Development)
  • 8. What should you do if you suspect housing discrimination?
A) File a complaint with HUD
B) Contact the local police
C) Ignore it
D) Take matters into your own hands
  • 9. How long does a person have to file a complaint with HUD?
A) 30 days
B) One year
C) Two years
D) 6 months
  • 10. What is a reasonable accommodation?
A) A change in rules or policies to allow equal housing opportunity.
B) Providing personal care services.
C) Lowering the rent.
D) A full remodel of a property.
  • 11. Can a landlord refuse to rent to someone with a criminal record?
A) Only if the record is more than 10 years old.
B) No, never.
C) Potentially, but the refusal must be based on legitimate, non-discriminatory reasons.
D) Yes, always.
  • 12. Which of the following actions is legal?
A) Charging higher rent to people of a certain race.
B) Refusing to rent to a person with a service animal.
C) Requiring all tenants to undergo a background check.
D) Segregating tenants based on religion.
  • 13. What does 'disparate impact' mean in fair housing?
A) Directly refusing to rent to someone because of their race.
B) Intentional discrimination against a protected group.
C) Failure to maintain properties adequately.
D) A policy that appears neutral but disproportionately affects a protected group.
  • 14. Is it legal to ask a prospective tenant about their immigration status?
A) Only if they appear to be from another country.
B) Only if the landlord suspects illegal activity.
C) Yes, always.
D) Generally, no, as it could lead to national origin discrimination.
  • 15. What is a 'tester' in the context of fair housing?
A) A person who poses as a renter to uncover discriminatory practices.
B) A lawyer specializing in housing law.
C) A real estate appraiser.
D) A building inspector.
  • 16. Can a housing provider limit the number of occupants in a unit?
A) No, they cannot limit the number of occupants.
B) Only if the tenants are related.
C) Yes, they can set any limit they choose.
D) Yes, but it must be reasonable and comply with local occupancy standards.
  • 17. Which of the following is NOT a protected class under federal fair housing laws?
A) Sexual orientation (federally, some states may differ)
B) Religion
C) Disability
D) Race
  • 18. What is the landlord's responsibility regarding harassment by other tenants?
A) None, it is the tenants' responsibility.
B) To evict all tenants involved.
C) To ignore the situation.
D) To take reasonable steps to address known harassment based on protected characteristics.
  • 19. If a tenant requests a reasonable accommodation for a disability, can the landlord ask for documentation?
A) Yes, but only if the disability or the need for the accommodation is not obvious.
B) Only if the tenant is receiving government assistance.
C) No, the landlord can never ask for documentation.
D) Yes, the landlord always has the right to documentation.
  • 20. Which of the following advertisements could be considered discriminatory?
A) "Close to public transportation"
B) "Quiet building, perfect for students"
C) "Pet-friendly community"
D) "Recently renovated apartment"
  • 21. Is it legal to charge different security deposit amounts based on credit score?
A) No, it is never legal.
B) Only if the credit score is below a certain threshold.
C) Potentially legal, but must be applied consistently and not used to discriminate.
D) Yes, it is always legal.
  • 22. What is the penalty for violating the Fair Housing Act?
A) Mandatory community service
B) Fines and potential civil lawsuits
C) A warning letter
D) Criminal charges
  • 23. Which of these is an example of illegal discrimination?
A) Telling a prospective renter that the apartment is no longer available when it is.
B) Requiring a security deposit.
C) Performing routine maintenance.
D) Checking credit history.
  • 24. If a housing provider has a policy of no pets, do they have to make an exception for service animals?
A) Only if the tenant pays an extra fee.
B) Yes, service animals are not considered pets under fair housing laws.
C) No, the no-pets policy applies to all animals.
D) It depends on the breed of the service animal.
  • 25. Advertising a property in only one language can be discriminatory based on what?
A) Race
B) Familial status
C) National origin
D) Religion
  • 26. What is the best way to ensure compliance with fair housing laws?
A) Ignore complaints until they become serious.
B) Avoid renting to members of protected classes.
C) Rely on intuition when making decisions.
D) Implement clear, consistent, and non-discriminatory policies.
  • 27. Refusing to rent to someone because they are receiving Section 8 assistance is illegal in some jurisdictions. What is Section 8?
A) A home improvement loan.
B) A utility assistance program.
C) A type of mortgage.
D) A federal housing assistance program.
  • 28. Can a landlord refuse to show an apartment to someone who calls to inquire, based on their accent?
A) Only if the accent is very strong.
B) Yes, if the landlord cannot understand them.
C) Yes, if the landlord has a language preference.
D) No, this is discriminatory based on national origin.
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