- 1. Which of the following is NOT a key aspect of investment?
A) Short-term speculation
B) Risk tolerance
C) Assets Allocation
- 2. Which asset class is generally considered to have the highest risk?
A) Real estate
B) Stocks
C) Bonds
- 3. What is diversification?
A) Spreading investments
B) Maximizing short-term gains
C) Investing in a single asset
- 4. What is risk tolerance?
A) Desire to avoid all losses
B) Guarantee of high returns
C) An individual's capacity to losses
- 5. What is the definition of value investing?
A) Investing in high-growth companies
B) Following market trends
C) Buying undervalued assets
- 6. Which investment strategy focuses on generating a steady stream of income?
A) Growth investing
B) Income investing
C) Value investing
- 7. What is dollar-cost averaging?
A) Timing the market
B) Investing a lump sum
C) Investing a fixed amount with intervals
- 8. Which factor erodes the purchasing power of money over time?
A) Inflation
B) Deflation
C) Stable prices
- 9. Which of the following is a type of investment risk?
A) Risk-free investing
B) Guaranteed returns
C) Market risk
- 10. Which organization is the primary regulator of the securities industry in the Philippines?
A) FED
B) FINRA
C) SEC
- 11. What does the Securities Investor Protection Corporation (SIPC) do?
A) Protects investors from losses due to brokerage firm failure
B) Regulates investment advisors
C) Guarantees investment returns
A) Represent loans to a government or corporation
B) Ownership in a company
C) Pools of money from multiple investors
- 13. Which of the following is considered a commodity?
A) Stock
B) Gold
C) Bond
- 14. What is Market Volatility?
A) The degree of price fluctuations in financial markets
B) Government Regulations
C) The stability of market prices
- 15. What does owning a stock typically represent?
A) Lending money to a company
B) A guaranteed return on investment
C) Ownership in a company
- 16. What aspect of the banknotes often sparks discussions about national identity?
A) Paper Quality
B) Cultural Symbols
C) Size of the Banknotes
- 17. What feature is included in the New Generation banknotes to aid the visually impaired?
A) Tactile Features
B) Holographic Images
C) Scratch-and-Sniff Elements
- 18. Besides security, what is another aim of the New Generation currency design and layout?
A) Promoting Online Banking
B) Ease of Use
C) Encouraging Cash Savings
- 19. What is essential for ensuring the currency meets the needs of the country?
A) Public Engagement
B) Limiting Print Runs
C) Restricting Foreign Ownership
- 20. What has been a common reaction to the design changes in the New Generation series?
A) Overwhelmingly Negative Views
B) Universally Positive Feedback
C) Mixed Reactions
- 21. What is the primary material used for the new series of Philippine banknotes that aims to improve durability and security?
A) Polymer
B) Paper
C) Cotton
- 22. Which agency is responsible for the design, production, and circulation of Philippine banknotes?
A) Bangko Sentral ng Pilipinas
B) Philippine National Bank
C) Department of Finance
- 23. Which of the following is a key security feature of the new polymer banknotes?
A) Rough texture
B) Transparent windows
C) Opaque design
- 24. Which denomination of the Philippine currency features the Visayan leopard cat on the new polymer banknote?
A) 100 Piso
B) 200 Piso
C) 50 Piso
- 25. Which iconic natural wonder is featured on the reverse side of the 100-Piso polymer banknote?
A) Banaue Rice Terraces
B) Chocolate Hills
C) Mayon Volcano
- 26. Which security feature is specifically mentioned as being present on the 500 and 1000 Piso polymer banknotes?
A) Embedded thread
B) color changing feature
C) Watermark
- 27. What feature is included on the new polymer banknotes to aid the visually impaired?
A) Braille
B) Tactile dots
C) Raised print
- 28. Which banknote is being phased out of circulation and replaced by a coin?
A) 20 pesos
B) 50 pesos
C) 100 pesos
- 29. What is one of the primary reasons cited for the shift to polymer banknotes?
A) Increased durability
B) Easier to design
C) Lower production cost
- 30. What endemic flower is featured on the 100 Piso banknote?
A) Sampaguita
B) Waling-waling
C) Ceratocentron fesselit
- 31. Which natural feature is found on the reverse side of the 500-Piso polymer banknote?
A) Tubbataha Reefs Natural Park
B) Mount Apo
C) Puerto Princesa Subterranean River National Park
- 32. Which of the following animals is featured on the 500 Piso Polymer banknote?
A) Philippine Tarsier
B) Visayan Spotted Deer
C) Tamaraw
- 33. Besides security, what is another reason for highlighting specific flora and fauna on the banknotes?
A) Promoting awareness
B) Supporting local artists
C) Showcasing Philippine history
- 34. How much longer do polymer banknotes last compared to paper banknotes, according to the Bangko Sentral ng Pilipinas (BSP)?
A) Five times longer
B) Three times longer
C) Twice as long
- 35. What is the primary goal of investing?
A) Generating future income or profit
B) Immediate consumption
C) Minimizing risk
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