- 1. Which of the following is NOT a key aspect of investment?
A) Assets Allocation
B) Risk tolerance
C) Short-term speculation
- 2. Which asset class is generally considered to have the highest risk?
A) Bonds
B) Stocks
C) Real estate
- 3. What is diversification?
A) Investing in a single asset
B) Spreading investments
C) Maximizing short-term gains
- 4. What is risk tolerance?
A) An individual's capacity to losses
B) Guarantee of high returns
C) Desire to avoid all losses
- 5. What is the definition of value investing?
A) Investing in high-growth companies
B) Buying undervalued assets
C) Following market trends
- 6. Which investment strategy focuses on generating a steady stream of income?
A) Growth investing
B) Income investing
C) Value investing
- 7. What is dollar-cost averaging?
A) Investing a lump sum
B) Timing the market
C) Investing a fixed amount with intervals
- 8. Which factor erodes the purchasing power of money over time?
A) Deflation
B) Inflation
C) Stable prices
- 9. Which of the following is a type of investment risk?
A) Guaranteed returns
B) Risk-free investing
C) Market risk
- 10. Which organization is the primary regulator of the securities industry in the Philippines?
A) FED
B) FINRA
C) SEC
- 11. What does the Securities Investor Protection Corporation (SIPC) do?
A) Regulates investment advisors
B) Guarantees investment returns
C) Protects investors from losses due to brokerage firm failure
A) Pools of money from multiple investors
B) Represent loans to a government or corporation
C) Ownership in a company
- 13. Which of the following is considered a commodity?
A) Bond
B) Gold
C) Stock
- 14. What is Market Volatility?
A) Government Regulations
B) The stability of market prices
C) The degree of price fluctuations in financial markets
- 15. What does owning a stock typically represent?
A) Lending money to a company
B) A guaranteed return on investment
C) Ownership in a company
- 16. What aspect of the banknotes often sparks discussions about national identity?
A) Size of the Banknotes
B) Cultural Symbols
C) Paper Quality
- 17. What feature is included in the New Generation banknotes to aid the visually impaired?
A) Scratch-and-Sniff Elements
B) Holographic Images
C) Tactile Features
- 18. Besides security, what is another aim of the New Generation currency design and layout?
A) Encouraging Cash Savings
B) Ease of Use
C) Promoting Online Banking
- 19. What is essential for ensuring the currency meets the needs of the country?
A) Restricting Foreign Ownership
B) Public Engagement
C) Limiting Print Runs
- 20. What has been a common reaction to the design changes in the New Generation series?
A) Overwhelmingly Negative Views
B) Universally Positive Feedback
C) Mixed Reactions
- 21. What is the primary material used for the new series of Philippine banknotes that aims to improve durability and security?
A) Polymer
B) Cotton
C) Paper
- 22. Which agency is responsible for the design, production, and circulation of Philippine banknotes?
A) Bangko Sentral ng Pilipinas
B) Department of Finance
C) Philippine National Bank
- 23. Which of the following is a key security feature of the new polymer banknotes?
A) Rough texture
B) Opaque design
C) Transparent windows
- 24. Which denomination of the Philippine currency features the Visayan leopard cat on the new polymer banknote?
A) 200 Piso
B) 50 Piso
C) 100 Piso
- 25. Which iconic natural wonder is featured on the reverse side of the 100-Piso polymer banknote?
A) Chocolate Hills
B) Banaue Rice Terraces
C) Mayon Volcano
- 26. Which security feature is specifically mentioned as being present on the 500 and 1000 Piso polymer banknotes?
A) Watermark
B) Embedded thread
C) color changing feature
- 27. What feature is included on the new polymer banknotes to aid the visually impaired?
A) Tactile dots
B) Raised print
C) Braille
- 28. Which banknote is being phased out of circulation and replaced by a coin?
A) 100 pesos
B) 50 pesos
C) 20 pesos
- 29. What is one of the primary reasons cited for the shift to polymer banknotes?
A) Lower production cost
B) Easier to design
C) Increased durability
- 30. What endemic flower is featured on the 100 Piso banknote?
A) Ceratocentron fesselit
B) Sampaguita
C) Waling-waling
- 31. Which natural feature is found on the reverse side of the 500-Piso polymer banknote?
A) Tubbataha Reefs Natural Park
B) Puerto Princesa Subterranean River National Park
C) Mount Apo
- 32. Which of the following animals is featured on the 500 Piso Polymer banknote?
A) Visayan Spotted Deer
B) Tamaraw
C) Philippine Tarsier
- 33. Besides security, what is another reason for highlighting specific flora and fauna on the banknotes?
A) Supporting local artists
B) Showcasing Philippine history
C) Promoting awareness
- 34. How much longer do polymer banknotes last compared to paper banknotes, according to the Bangko Sentral ng Pilipinas (BSP)?
A) Five times longer
B) Three times longer
C) Twice as long
- 35. What is the primary goal of investing?
A) Minimizing risk
B) Generating future income or profit
C) Immediate consumption
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