- 1. Which of the following is NOT a key aspect of investment?
A) Risk tolerance
B) Short-term speculation
C) Assets Allocation
- 2. Which asset class is generally considered to have the highest risk?
A) Bonds
B) Stocks
C) Real estate
- 3. What is diversification?
A) Investing in a single asset
B) Maximizing short-term gains
C) Spreading investments
- 4. What is risk tolerance?
A) An individual's capacity to losses
B) Desire to avoid all losses
C) Guarantee of high returns
- 5. What is the definition of value investing?
A) Following market trends
B) Buying undervalued assets
C) Investing in high-growth companies
- 6. Which investment strategy focuses on generating a steady stream of income?
A) Growth investing
B) Value investing
C) Income investing
- 7. What is dollar-cost averaging?
A) Timing the market
B) Investing a fixed amount with intervals
C) Investing a lump sum
- 8. Which factor erodes the purchasing power of money over time?
A) Inflation
B) Stable prices
C) Deflation
- 9. Which of the following is a type of investment risk?
A) Risk-free investing
B) Market risk
C) Guaranteed returns
- 10. Which organization is the primary regulator of the securities industry in the Philippines?
A) FED
B) SEC
C) FINRA
- 11. What does the Securities Investor Protection Corporation (SIPC) do?
A) Protects investors from losses due to brokerage firm failure
B) Regulates investment advisors
C) Guarantees investment returns
A) Represent loans to a government or corporation
B) Pools of money from multiple investors
C) Ownership in a company
- 13. Which of the following is considered a commodity?
A) Gold
B) Bond
C) Stock
- 14. What is Market Volatility?
A) The stability of market prices
B) Government Regulations
C) The degree of price fluctuations in financial markets
- 15. What does owning a stock typically represent?
A) A guaranteed return on investment
B) Lending money to a company
C) Ownership in a company
- 16. What aspect of the banknotes often sparks discussions about national identity?
A) Paper Quality
B) Size of the Banknotes
C) Cultural Symbols
- 17. What feature is included in the New Generation banknotes to aid the visually impaired?
A) Scratch-and-Sniff Elements
B) Tactile Features
C) Holographic Images
- 18. Besides security, what is another aim of the New Generation currency design and layout?
A) Promoting Online Banking
B) Ease of Use
C) Encouraging Cash Savings
- 19. What is essential for ensuring the currency meets the needs of the country?
A) Restricting Foreign Ownership
B) Limiting Print Runs
C) Public Engagement
- 20. What has been a common reaction to the design changes in the New Generation series?
A) Overwhelmingly Negative Views
B) Universally Positive Feedback
C) Mixed Reactions
- 21. What is the primary material used for the new series of Philippine banknotes that aims to improve durability and security?
A) Polymer
B) Cotton
C) Paper
- 22. Which agency is responsible for the design, production, and circulation of Philippine banknotes?
A) Department of Finance
B) Bangko Sentral ng Pilipinas
C) Philippine National Bank
- 23. Which of the following is a key security feature of the new polymer banknotes?
A) Transparent windows
B) Rough texture
C) Opaque design
- 24. Which denomination of the Philippine currency features the Visayan leopard cat on the new polymer banknote?
A) 200 Piso
B) 100 Piso
C) 50 Piso
- 25. Which iconic natural wonder is featured on the reverse side of the 100-Piso polymer banknote?
A) Chocolate Hills
B) Mayon Volcano
C) Banaue Rice Terraces
- 26. Which security feature is specifically mentioned as being present on the 500 and 1000 Piso polymer banknotes?
A) color changing feature
B) Watermark
C) Embedded thread
- 27. What feature is included on the new polymer banknotes to aid the visually impaired?
A) Braille
B) Raised print
C) Tactile dots
- 28. Which banknote is being phased out of circulation and replaced by a coin?
A) 50 pesos
B) 100 pesos
C) 20 pesos
- 29. What is one of the primary reasons cited for the shift to polymer banknotes?
A) Lower production cost
B) Increased durability
C) Easier to design
- 30. What endemic flower is featured on the 100 Piso banknote?
A) Waling-waling
B) Ceratocentron fesselit
C) Sampaguita
- 31. Which natural feature is found on the reverse side of the 500-Piso polymer banknote?
A) Mount Apo
B) Tubbataha Reefs Natural Park
C) Puerto Princesa Subterranean River National Park
- 32. Which of the following animals is featured on the 500 Piso Polymer banknote?
A) Philippine Tarsier
B) Visayan Spotted Deer
C) Tamaraw
- 33. Besides security, what is another reason for highlighting specific flora and fauna on the banknotes?
A) Showcasing Philippine history
B) Promoting awareness
C) Supporting local artists
- 34. How much longer do polymer banknotes last compared to paper banknotes, according to the Bangko Sentral ng Pilipinas (BSP)?
A) Three times longer
B) Twice as long
C) Five times longer
- 35. What is the primary goal of investing?
A) Immediate consumption
B) Generating future income or profit
C) Minimizing risk
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