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How to cut the costs of home ownership
Contributed by: Simpson
  • 1. What is a major way to reduce your mortgage costs?
A) Increase utility usage
B) Refinance your mortgage
C) Skip home maintenance
D) Buy more furniture
  • 2. Which of these helps lower property taxes?
A) Appeal your property tax assessment
B) Ignore tax bills
C) Over-improve your home
D) Donate to political campaigns
  • 3. How can you save on home insurance?
A) Shop around for quotes annually
B) Buy the cheapest policy regardless of coverage
C) Increase your risks
D) Never file claims
  • 4. What's a smart way to reduce energy bills?
A) Run appliances during peak hours
B) Improve insulation
C) Use incandescent bulbs only
D) Open all windows in winter
  • 5. How can you save on water bills?
A) Water your lawn daily regardless of rain
B) Ignore leaky faucets
C) Leave the tap running while brushing teeth
D) Install low-flow showerheads
  • 6. Which of these is NOT a good way to save money on home repairs?
A) Get multiple quotes
B) Negotiate prices
C) DIY small repairs
D) Always hire the most expensive contractor
  • 7. What can you do to reduce lawn care costs?
A) Ignore weeds
B) Maintain your own lawn
C) Use excessive amounts of fertilizer
D) Hire a landscaping company for everything
  • 8. How can you save on cleaning supplies?
A) Use disposable wipes for everything
B) Clean infrequently
C) Make your own cleaning solutions
D) Buy expensive, brand-name products
  • 9. What's a good way to manage your home budget?
A) Avoid budgeting entirely
B) Track your expenses
C) Spend impulsively
D) Ignore bills
  • 10. How can you generate income from your home?
A) Rent out a spare room
B) Ignore zoning laws
C) Destroy your yard
D) Neglect maintenance
  • 11. Which smart home device helps save energy?
A) Regular toaster
B) Old refrigerator
C) Smart thermostat
D) Dumb doorbell
  • 12. What's a good way to find affordable furniture?
A) Ignore furniture sales
B) Shop at thrift stores
C) Never negotiate prices
D) Always buy new, expensive furniture
  • 13. How can you reduce your cable bill?
A) Never negotiate with your provider
B) Ignore cheaper internet options
C) Add more premium channels
D) Cut the cord and stream content
  • 14. What's a good way to save on landscaping?
A) Plant exotic, high-maintenance species
B) Use excessive water
C) Ignore the local climate
D) Plant native plants
  • 15. What can you do with rainwater to save money?
A) Collect it for watering plants
B) Pour it down the drain
C) Contaminate it with chemicals
D) Let it flood your basement
  • 16. Which home improvement project typically has a good ROI?
A) Installing a gold-plated toilet
B) Painting your house neon pink
C) Adding a bowling alley
D) Kitchen or bathroom remodel
  • 17. How can you save on transportation costs?
A) Walk or bike for short trips
B) Buy a gas-guzzling vehicle
C) Never maintain your car
D) Drive everywhere regardless of distance
  • 18. What is a good way to reduce waste and save money?
A) Buying single-use items
B) Ignoring recycling programs
C) Throwing everything away
D) Composting food scraps
  • 19. How can you save on holiday decorations?
A) Overspend on expensive decorations
B) Buy new decorations every year
C) Never reuse decorations
D) Make your own decorations
  • 20. What type of lighting is most energy-efficient?
A) Incandescent lighting
B) Candles
C) LED lighting
D) Halogen lighting
  • 21. How can you reduce your grocery bill?
A) Shop when hungry
B) Plan your meals and make a list
C) Buy a lot of snacks
D) Ignore sales and coupons
  • 22. What's a good way to maintain appliances for longer lifespan?
A) Overloading them
B) Regular cleaning and maintenance
C) Never cleaning them
D) Ignoring any problems
  • 23. What is a home warranty?
A) A free vacation giveaway
B) A type of house paint
C) A loan product for buying a home
D) Service contract covering appliance/system repairs
  • 24. How can a homeowner reduce their carbon footprint?
A) Burn excessive fossil fuels
B) Increase energy consumption
C) Ignore environmental concerns
D) Install solar panels
  • 25. What is one way to save on home security costs?
A) Leave doors unlocked
B) Install a DIY security system
C) Avoid home security measures
D) Tell everyone your vacation plans
  • 26. How can you save money on heating costs in the winter?
A) Ignore insulation problems
B) Seal drafts around windows and doors
C) Open windows to let in the cold air
D) Set the thermostat to the highest setting
  • 27. What is one way to save on cooling costs in the summer?
A) Use ceiling fans to circulate air
B) Keep curtains open during the day
C) Never use fans
D) Set the thermostat to the lowest setting
  • 28. How can you save money on pest control?
A) Never clean your house
B) Seal cracks and crevices to prevent entry
C) Leave food out in the open
D) Ignore pest problems until they're severe
  • 29. What is one way to reduce your reliance on professional services?
A) Ignore necessary repairs
B) Hire professionals for everything, no matter how small
C) Attempt complex repairs without knowledge
D) Learn basic home repair skills
  • 30. How do smart plugs help reduce costs?
A) They're purely for decoration
B) They reduce vampire energy consumption
C) They increase appliance lifespan
D) They cause appliances to use more power
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